13940 ANONA HEIGHTS DRIVE UNIT 113, LARGO, FL, 33774
Active0 days on marketListed Oct 14, 2026MLS #TB8557499
About this home
13940 ANONA HEIGHTS DRIVE UNIT 113
Virtually Staged. FEE-SIMPLE VILLA NEAR INDIAN ROCKS BEACH | FLOOD ZONE X | LOW $170/MO HOA | 2023 ROOF + HVAC PERMITS Looking for an affordable villa near Indian Rocks Beach with low monthly fees? This 1-bedroom, 1-bath villa in Anona Heights offers 616 square feet of single-story living in Largo, Florida, with something increasingly hard to find at this price point: FEE-SIMPLE OWNERSHIP. You own the villa AND the land beneath it. Ready for its next owner to make it their own, the interior offers a functional layout with vinyl flooring and plenty of potential to update and personalize over time. A dedicated laundry closet is conveniently located on the covered front porch. Your designated parking space is directly in front of the villa, with additional guest parking nearby. Major improvements may already be on your side, with public permit records showing both ROOF and HVAC work permitted in 2023. Even better, the property is located in FLOOD ZONE X. The low $170 monthly HOA includes WATER, SEWER AND TRASH, helping keep ongoing expenses manageable. Location is another standout. Anona Heights is conveniently located near everyday shopping, restaurants and services while keeping the Gulf of Mexico and Indian Rocks Beach just minutes away. Enjoy easy access to everything that makes the Largo and Seminole area of Pinellas County so convenient, from Gulf beaches and parks to shopping, dining and everyday necessities. Whether you’re searching for a full-time Florida home, seasonal getaway or an affordable Pinellas County property you can update to your own style, #113 offers a hard-to-find combination of FEE-SIMPLE OWNERSHIP, LOW HOA FEES, FLOOD ZONE X and a location near Indian Rocks Beach. Bring your ideas and make it yours!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
616
Sqft
0.04 ac
Lot size
1974
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,381 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,381/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.9%
Days on market
0 vs 69 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33774 — neighborhood snapshot
Population
20,018
Median age
49.1
Median income
$76,769
Median home value
$315,200
Avg household
2.38
Households w/ children
1,963
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13940 ANONA HEIGHTS DRIVE UNIT 113 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13940 ANONA HEIGHTS DRIVE UNIT 113 — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13940 ANONA HEIGHTS DRIVE UNIT 113 FAQs
What would the monthly payment be for 13940 ANONA HEIGHTS DRIVE UNIT 113?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,381/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13940 ANONA HEIGHTS DRIVE UNIT 113?+
The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13940 ANONA HEIGHTS DRIVE UNIT 113?+
The most recent tax bill on record (2025) was $1,609. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13940 ANONA HEIGHTS DRIVE UNIT 113?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $144,900, this home is listed about 48% below the Largo median of $281,050. The market section on this page shows how the area is trending.
Which schools are assigned to 13940 ANONA HEIGHTS DRIVE UNIT 113?+
Anona Elementary School (elementary), Seminole Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LARGO 33774 market on paper
$144,900 is 31% below the LARGO 33774 median of $209,500, and at $235/sqft it sits under the Largo average of $246.
02Fresh on the market
Listed today in a Largo market that averages 69 — if it fits, move quickly.
03Strong assigned schools
Anona Elementary School, Seminole Middle School, Largo High School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Jennifer Foster. MLS #TB8557499.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Largo homes, in your inbox
Like 13940 ANONA HEIGHTS DRIVE UNIT 113 but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Pedro to ping you on any price or status change →