6542 GEM LANE, SEMINOLE, FL, 33772
Active5 days on marketListed Oct 16, 2026MLS #TB8558730
About this home
6542 GEM LANE
Fully remodeled and move-in ready in Seminole. 6542 Gem Lane offers a clean, modern interior, a functional 2-bedroom layout, and beautifully renovated space. The kitchen has been completely updated with shaker cabinetry, quartz countertops, stainless steel appliances, and a statement tile backsplash. Contemporary LVP flooring and a bright, neutral finish carry throughout the main living areas, creating a clean, cohesive feel. The bathroom is finished with large-format tile, a frameless glass walk-in shower, rainfall showerhead, built-in niche, and updated vanity and fixtures. The oversized rear primary bedroom adds privacy and separation from the main living space, while the second bedroom works well as a guest room, office, or flex space. Major updates include a newer roof completed in January 2024 and brand-new impact-rated windows and exterior doors installed in May 2026. Outside, the home features a large covered front porch, attached carport, utility/laundry area, and a spacious yard. Located in Flood Zone X with convenient access to shopping, restaurants, parks, and the Gulf beaches. Turnkey, well finished, and thoughtfully updated from top to bottom, this is one of the strongest values at this price point in Seminole. Don’t miss it, schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
892
Sqft
0.14 ac
Lot size
1959
Year built
One
Levels
$347
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,740 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,740/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.1%
$/sqft vs Seminole actives
$347 vs $253
Days on market
5 vs 52 typical
Where $347/sqft sits among the 348 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gem Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Gem Village — neighborhood snapshot
Population
193
Median age
44
Median income
$62,449
Median home value
$257,100
Avg household
2
Households w/ children
24%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
191 of 348
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 6542 GEM LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$175,500
6542 GEM LANE · same community
2 bd · 1 ba · 672 sqft · $261/sqft · 7 DOM
Sold · Dec ’25$105,000
9950 47TH AVENUE N UNIT 311
2 bd · 1 ba · 900 sqft · $117/sqft · 240 DOM
Sold · Apr ’26$112,500
4550 COVE CIRCLE UNIT 207
1 bd · 1 ba · 860 sqft · $131/sqft · 208 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 6542 GEM LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6542 GEM LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6542 GEM LANE FAQs
What would the monthly payment be for 6542 GEM LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,740/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6542 GEM LANE?+
The most recent tax bill on record (2025) was $3,783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $309,900, this home is listed about 16% below the Seminole median of $369,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6542 GEM LANE?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
02Fresh on the market
Only 5 days on market in a Seminole market that averages 52 — if it fits, move quickly.
03Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Arian Kushta. MLS #TB8558730.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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