6315 PALMAS BAY CIRCLE, PORT ORANGE, FL, 32127
Active116 days on marketListed Jun 17, 2026MLS #V4949630
About this home
6315 PALMAS BAY CIRCLE
**A PRIVATE WATERFRONT SANCTUARY — WHERE LUXURY, NATURE & TRANQUILITY MEET!** Discover a rare opportunity to own over an acre of waterfront paradise in the exclusive gated community of Palmas Bay in Port Orange. Surrounded by lush tropical landscaping and overlooking the natural beauty of Doris Leeper Preserve, this extraordinary custom estate offers a level of privacy and serenity that is increasingly difficult to find. With approximately 4,752 square feet of living space, this distinctive residence features 4 bedrooms, 3.5 bathrooms, a 3-car garage, and multiple living and entertaining areas designed for comfort and versatility. The spacious upstairs primary retreat offers a private escape, while a downstairs guest suite provides additional flexibility. Step outside and discover your own tropical oasis! Enjoy a sparkling pool and spa, expansive outdoor entertaining areas, inviting firepit spaces, and a private dock overlooking the peaceful waterway. Whether hosting unforgettable gatherings, enjoying morning coffee surrounded by nature, or relaxing beneath the Florida stars, this remarkable property delivers an exceptional waterfront lifestyle. Additional highlights include a dedicated office, sunroom, balconies, fireplace, and charming treehouse that adds to the property's one-of-a-kind character. **Privacy. Space. Nature. Waterfront Living.** All within a gated enclave just a short drive from Port Orange shopping, dining, beaches, and everyday conveniences. More than a home, this is a private retreat offering the freedom to enjoy Florida living on your own terms.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
4,752
Sqft
1.1 ac
Lot size
3
Garage
1986
Year built
Two
Levels
$293
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,310 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,310/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.1%
$/sqft vs Port Orange actives
$293 vs $216
Days on market
116 vs 78 typical
Where $293/sqft sits among the 206 Port Orange actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Orange
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Orange. See the full Port Orange guide →
PORT ORANGE 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Orange market
$355K → $350K
Port Orange median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
118 of 206
Port Orange actives have cut their price
Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 235% above the PORT ORANGE 32127 median. See the full Port Orange market guide →
Paper trail
This home's history
Reality check
What actually sold near 6315 PALMAS BAY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$1,297,500
6317 PALMAS BAY CIRCLE · same community
3 bd · 3 ba · 1,995 sqft · $650/sqft · 11 DOM
Sold · Mar ’26$855,000
682 FERNCLIFF DRIVE
4 bd · 4 ba · 3,173 sqft · $269/sqft · 260 DOM
Sold · Aug ’26$1,035,000
1811 CATTAIL CIRCLE
5 bd · 3.5 ba · 2,759 sqft · $375/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6315 PALMAS BAY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6315 PALMAS BAY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6315 PALMAS BAY CIRCLE FAQs
What would the monthly payment be for 6315 PALMAS BAY CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,310/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6315 PALMAS BAY CIRCLE?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6315 PALMAS BAY CIRCLE?+
The most recent tax bill on record (2025) was $12,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6315 PALMAS BAY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Orange?+
At $1,390,000, this home is listed about 309% above the Port Orange median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6315 PALMAS BAY CIRCLE?+
Spruce Creek High School (high), Port Orange Elementary School (elementary), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,390,000 runs 235% above the PORT ORANGE 32127 median — but at 4,752 sqft it's also nearly 3 times the size of the typical Port Orange listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Spruce Creek High School, Port Orange Elementary School, Silver Sands Middle School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,499,000, now $1,390,000 — a $109K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Janet Fuller. MLS #V4949630.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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