31018 COVE ROAD, TAVARES, FL, 32778
Active1 days on marketListed Aug 15, 2026MLS #V4950732
About this home
31018 COVE ROAD
Your Tavares dream home awaits beautifully reimagined from top to bottom and designed for effortless Florida living. This stunning, completely remodeled home is truly turnkey, pairing fresh, modern finishes with major upgrades that offer peace of mind for years to come. BRAND NEW Features include: septic system, HVAC system, and water heater, flooring, paint, counters, cabinets, bathrooms, etc.; nearly every detail has been thoughtfully updated so you can simply move in, unpack, and enjoy. Inside, you’ll find 4 spacious bedrooms, 2 beautifully updated bathrooms, a large laundry room, and an impressive open-concept layout made for both everyday living and entertaining. Luxury vinyl flooring flows throughout the main living spaces, offering the sophisticated look you want with the durability and easy maintenance busy households love. The bright, open floor plan creates an inviting atmosphere where family and guests can gather comfortably. At the heart of the home is a show stopping kitchen featuring gorgeous quartz countertops, abundant prep and storage space, and countertop seating perfect for casual meals or morning coffee. The kitchen seamlessly opens to the dining and living areas, creating one expansive entertainment space where hosting feels effortless. Whether you're preparing dinner for the family or gathering with friends for the weekend, this home was designed to bring everyone together. Step outside and discover an oversized yard with endless possibilities. Create your own private resort with a sparkling pool, outdoor fireplace, summer kitchen, or expansive entertaining area, there is plenty of room to bring your vision to life. And when the day winds down, take a seat on the front porch and enjoy breathtaking Lake County sunsets with a beautiful water view overlooking Lake Harris and the Harris Chain of Lakes the perfect backdrop to your Florida lifestyle. Best of all, you're just minutes from Downtown Tavares, famously known as “America’s Seaplane City.” Spend your weekends enjoying some of Lake County’s favorite restaurants and drinks, shopping charming local boutiques, attending waterfront events, or relaxing along the shoreline as seaplanes take off and land over the water. With boating, outdoor dining, entertainment, and the Harris Chain of Lakes practically at your doorstep, this home offers more than a beautiful place to live it offers the quintessential Tavares waterfront lifestyle.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,904
Sqft
0.42 ac
Lot size
1988
Year built
Two
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,367 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,367/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+48.6%
$/sqft vs Tavares actives
$257 vs $192
Days on market
1 vs 50 typical
Where $257/sqft sits among the 247 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $310K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
119 of 247
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 31018 COVE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$239,990
31018 COVE ROAD · same community
4 bd · 2 ba · 1,904 sqft · $126/sqft · 2 DOM
Sold · Oct ’25$610,000
31215 COVE ROAD · same community
3 bd · 2 ba · 1,685 sqft · $362/sqft · -5 DOM
Sold · Oct ’25$820,000
810 NE 21st Dr, Wilton Manors FL 33305 · same community
3 bd · 2.5 ba · 2,271 sqft · $361/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 31018 COVE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31018 COVE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
31018 COVE ROAD FAQs
What would the monthly payment be for 31018 COVE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,367/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 31018 COVE ROAD?+
The most recent tax bill on record (2025) was $1,269. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tavares?+
At $490,000, this home is listed about 49% above the Tavares median of $329,490. The market section on this page shows how the area is trending.
Which schools are assigned to 31018 COVE ROAD?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$490,000 runs 51% above the TAVARES 32778 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Tavares market that averages 50 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Kimberly Ramirez. MLS #V4950732.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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