CENTURY 21 Edge
$1,250,0004 bd2 ba3,172 sqft$394 /sqft$7,986 /mo all-in ↓

1670 SAINT JAMES CIRCLE, THE VILLAGES, FL, 32162

Active26 days on marketListed Aug 26, 2026MLS #V4950915

Single Family ResidenceVILLAGES OF SUMTER

About this home

1670 SAINT JAMES CIRCLE

ONE OF A KIND CHATOM PREMIER BUILDER with breathtaking views overlooking the Talley HO golf course in Glenview country club. Sunbury subdivision located in district 3 is one of the MOST SOUGHT after communities in THE VILLAGES. This custom built home offers just under 3200 of sqft living space, 4 bedrooms 2 full bathrooms and 3 car garage and sits on HALF AN ACRE!! The Master bedroom is very spacious with a HUGE custom built master closet. Just off master is a FLEX/ROOM that is great for a library/office space. FULL OF UPGRADES which includes custom cabinetry, granite countertops, tile, and wood floors in the main areas of the house. Stainless steel Kitchen Aid high end appliances with gas stove. This home is specially unique because seller built a personalized FLORIDA SUN ROOM tailored for entertaining guests and incredible OPEN PANORAMIC VIEWS overlooking the golf course. Curb appeal is amazing, beautifully landscaped all around the house with a bird fountain waterfall in the backyard. NEW ROOF 2020, AC been serviced yearly. Great location close to Spanish Springs Town Square, Lake Sumter Landing, Glenview Country Club and Championship Golf Course, Tierra Del Sol Country Club, Savannah Regional Recreation Center, Saddlebrook Recreation Center, Pool, Pickleball, Tennis, Polo Grounds, shopping, and restaurants on 441 and 466, and The Villages Regional Hospital. THE VILLAGES NOT JUST A LOCATION ITS A LIFESTYLE. These homes don't pop up that often on the market. DONT MISS OUT!!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

3,172

Sqft

0.5 ac

Lot size

3

Garage

2002

Year built

One

Levels

$394

Per sqft

Golf Course viewNegotiable

Inside

FlooringCarpet · Tile · Hardwood
AppliancesElectric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationConcrete Perimeter
ViewGolf Course
FacesSoutheast
ExteriorHurricane Shutters · Irrigation System · Sidewalk

Community & fees

Taxes (2025)$7,348/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,986 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property tax — 2025 actual bill$612
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $125,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $125,000
Interest rate6.00%
Loan term

Estimated payment

$7,986/mo

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property taxes (actual bill)$612
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs VILLAGES OF SUMTER

$394 vs $251

Days on market

26 vs 50 typical

Where $394/sqft sits among the 60 homes for sale in VILLAGES OF SUMTER

32
13
5
4
2 · this home
4
$213–252$252–291$291–330$330–369$369–407$407+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Drive times from this address

Downtown Orlando70 min
Universal Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Marion County School District

ElementaryHarbour View Elementary School★★★★★
MiddleLake Weir Middle School★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

32 of 60

VILLAGES OF SUMTER have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 249% above the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

Aug 26, 2026Listed at $1,250,000 · 26 days on market since
2002Built · VILLAGES OF SUMTER

Reality check

What actually sold near 1670 SAINT JAMES CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2119 CHALMER TERRACESold · Jan ’26

$860,000

2119 CHALMER TERRACE · same community

4 bd · 2 ba · 2,928 sqft · $294/sqft · 30 DOM

1091 NOBLE WAYSold · Jan ’26

$720,000

1091 NOBLE WAY · same community

3 bd · 2 ba · 2,234 sqft · $322/sqft · 62 DOM

1644 DUFFY LOOPSold · Feb ’26

$610,000

1644 DUFFY LOOP · same community

3 bd · 2 ba · 1,978 sqft · $308/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Moe Thouk Oo

Your agent

Moe Thouk Oo

Licensed Realtor® · CENTURY 21 Edge

Tours, negotiation, and every question about 1670 SAINT JAMES CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1670 SAINT JAMES CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1670 SAINT JAMES CIRCLE FAQs

What would the monthly payment be for 1670 SAINT JAMES CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,986/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1670 SAINT JAMES CIRCLE?+

The most recent tax bill on record (2025) was $7,348. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in The Villages?+

At $1,250,000, this home is listed about 229% above the The Villages median of $379,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1670 SAINT JAMES CIRCLE?+

Harbour View Elementary School (elementary), Lake Weir Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX AEROSPACE REALTY. MLS #V4950915.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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