162 FLORENCE BOULEVARD, DEBARY, FL, 32713
Active6 days on marketListed Sep 14, 2026MLS #V4951246
About this home
162 FLORENCE BOULEVARD
Affordable DeBary Home in Desirable Terra Alta Community Welcome to this lovingly maintained 2-bedroom, 2-bath home in the desirable Terra Alta community of DeBary, where you own your own land and can enjoy a peaceful Florida lifestyle surrounded by mature trees and a beautiful pond view. Step inside to a bright and spacious open floor plan featuring beautiful oak wood flooring, a generous kitchen and dining area, and a large living room with plenty of room to relax and entertain. The spacious primary suite features an oversized walk-in closet and a private en-suite bathroom with dual sinks and a walk-in shower. A wonderful bonus to the home is the beautiful 10 x 23 Florida room, offering additional living space that can be enjoyed year-round as a family room, reading area, home office, or entertaining space. Step outside and relax on the patio while taking in the peaceful backyard, mature trees, and serene pond view. It’s the perfect setting for morning coffee, afternoon relaxation, or enjoying a beautiful Florida sunset. Recent improvements include a brand-new HVAC system installed in 2026, providing added comfort, efficiency, and peace of mind. The property also offers two storage sheds, a large covered carport, and plenty of additional parking for guests. Residents have the option to join the low-fee HOA, which provides access to wonderful community amenities, including a clubhouse and community pool. With owned land, a spacious layout, beautiful natural surroundings, plentiful storage, and optional community amenities, this home offers an exceptional opportunity to enjoy comfortable and affordable Florida living. Conveniently located near shopping, restaurants, medical facilities, and major highways, making it easy to get around and enjoy all that Central Florida has to offer, including nearby attractions and beautiful beaches. Come see why this charming Terra Alta home is such a wonderful place to call home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,200
Sqft
0.19 ac
Lot size
1990
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,651 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,651/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.6%
$/sqft vs Debary actives
$183 vs $203
Days on market
6 vs 29 typical
Where $183/sqft sits among the 116 Debary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Debary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
The numbers that matter
The Debary market
$393K → $390K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
66 of 116
Debary actives have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the Debary median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 162 FLORENCE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$218,500
34 DA ROSA AVENUE · same community
3 bd · 2 ba · 1,104 sqft · $198/sqft · 51 DOM
Sold · Jan ’26$179,000
152 FLORENCE BOULEVARD · same community
2 bd · 2 ba · 1,051 sqft · $170/sqft · 91 DOM
Sold · Aug ’26$165,000
142 FLORENCE BOULEVARD · same community
2 bd · 2 ba · 1,374 sqft · $120/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 162 FLORENCE BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 162 FLORENCE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
162 FLORENCE BOULEVARD FAQs
What would the monthly payment be for 162 FLORENCE BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,651/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 162 FLORENCE BOULEVARD?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 162 FLORENCE BOULEVARD?+
The most recent tax bill on record (2025) was $955. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 162 FLORENCE BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $220,000, this home is listed about 44% below the Debary median of $395,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Debary market on paper
$220,000 is 44% below the Debary median of $395,000, and at $183/sqft it sits under the Debary average of $211.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Debary market that averages 29 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of STORK REAL ESTATE · Lorelei Stork. MLS #V4951246.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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