11 FLORENCE BOULEVARD, DEBARY, FL, 32713
Active17 days on marketListed Sep 25, 2026MLS #V4951385
About this home
11 FLORENCE BOULEVARD
Welcome to this bright and spacious 3-bedroom, 2-bathroom home in the Terra Alta community! Thoughtfully updated with many renovations completed in 2021 and featuring a 2022 HVAC system, this home offers a comfortable, open layout with plenty of room to live, relax, and entertain. The kitchen is conveniently positioned between two living areas, creating an inviting flow throughout the main living space. A designated dining area sits on the opposite side of the kitchen and enjoys a view of the front yard through the windows. The large Florida room adds even more living space and opens directly to the side porch, making it a great spot to enjoy the Florida lifestyle. Storage is abundant, with two hallway linen closets, a coat closet, two kitchen pantries, ample cabinetry, and three sheds providing plenty of room for tools, hobbies, equipment, and seasonal items. The room off the carport includes a washer and dryer, a large utility sink, and the flexibility to function as a laundry or mudroom. For those who enjoy gardening, outdoor projects, or simply having plenty of room for storage, this property offers lots of possibilities. The optional HOA is an added bonus, providing access to the community pool and clubhouse. Conveniently located near shopping, grocery stores, Gateway Center for the Arts, parks, major highways, and the SunRail station. The home is vacant and ready for its new owner. Come see all this Terra Alta home has to offer! All information is deemed reliable but not guaranteed and should be independently verified by the buyer and/or buyer’s agent.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,440
Sqft
0.19 ac
Lot size
1974
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,895 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,895/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.1%
$/sqft vs TERRA ALTA
$167 vs $193
Days on market
17 vs 60 typical
Where $167/sqft sits among the 7 homes for sale in TERRA ALTA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Debary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
DEBARY 32713 — neighborhood snapshot
Population
22,639
Median age
46.6
Median income
$87,354
Median home value
$306,800
Avg household
2.38
Households w/ children
2,294
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $386K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
3 of 7
TERRA ALTA have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 11 FLORENCE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$216,400
42 MAPLEHURST AVENUE · same community
3 bd · 2 ba · 1,454 sqft · $149/sqft · 32 DOM
Sold · May ’26$214,900
18 FLORENCE BOULEVARD · same community
3 bd · 2 ba · 1,404 sqft · $153/sqft · 135 DOM
Sold · Aug ’26$165,000
142 FLORENCE BOULEVARD · same community
2 bd · 2 ba · 1,374 sqft · $120/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 11 FLORENCE BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11 FLORENCE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11 FLORENCE BOULEVARD FAQs
What would the monthly payment be for 11 FLORENCE BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,895/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11 FLORENCE BOULEVARD?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11 FLORENCE BOULEVARD?+
The most recent tax bill on record (2025) was $2,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11 FLORENCE BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $239,900, this home is listed about 36% below the Debary median of $375,995. The market section on this page shows how the area is trending.
Which schools are assigned to 11 FLORENCE BOULEVARD?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DEBARY 32713 market on paper
$239,900 is 28% below the DEBARY 32713 median of $335,000, and at $167/sqft it sits under the Debary average of $208.
02Strong assigned schools
Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $245,000, now $239,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Wendy Joslyn. MLS #V4951385.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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