CENTURY 21 Edge
$599,000$649,9004 bd3 ba2,244 sqft$267 /sqft≈$4,158 /mo all-in ↓

190 ELLICOTT DRIVE, ORMOND BEACH, FL, 32176

Active28 days on marketListed Sep 14, 2026MLS #V4951278

✦ Reduced $51KPrivate poolSingle Family ResidenceORMOND OCEANSIDE ESTATES ADD 01

About this home

190 ELLICOTT DRIVE

BEACHSIDE LIVING WITH A BRAND-NEW KITCHEN, POOL & A SHORT WALK TO THE OCEAN! Welcome to 190 Ellicott Drive, perfectly nestled between the Intracoastal Waterway and the Atlantic Ocean on a quiet Ormond Beach street. Enjoy the best of the beachside lifestyle with the ocean just a short walk away, all while being conveniently located near shopping, restaurants, parks and the charm of Downtown Ormond Beach. At the heart of the home is a gorgeous, BRAND-NEW kitchen featuring beautiful quartz countertops, an abundance of 42-inch wood cabinetry, and all-new appliances--including the coveted convection oven. Just off the kitchen, the utility room adds exceptional functionality with a built-in coffee bar and indoor laundry, creating a convenient space for everyday living. Even more peace of mind comes with ALL-NEW IMPACT WINDOWS, and the property is not located in a flood zone. A new sprinkler system utilizing reclaimed water makes maintaining the Florida landscape easy and efficient. One of the home's most versatile features is the air-conditioned bonus room off the garage--perfect for a home office, den, fitness room, guest space or additional bedroom, depending on your needs. Outside, your own Florida retreat awaits! Relax by the private pool, rinse off after a day at the beach in the outdoor shower, or entertain family and friends around the backyard brick oven. With its beautifully updated kitchen, impact windows, flexible living space, pool and exceptional location just moments from the Atlantic Ocean, 190 Ellicott Drive offers the laid-back Ormond Beach lifestyle so many are looking for. Bike to the beach, explore nearby parks, enjoy local restaurants, or spend an afternoon in quaint Downtown Ormond Beach--all just minutes from home. Beachside living, modern updates and your own private pool--this is Florida living at its best!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,244

Sqft

0.22 ac

Lot size

2

Garage

1963

Year built

One

Levels

$267

Per sqft

Private poolFireplace

Inside

FlooringTile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Open Floorplan · Split Bedroom
LaundryInside
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofMembrane
ConstructionBlock · Concrete
FoundationBlock · Slab
FacesNorth
ParkingGarage Door Opener
ExteriorOther

Community & fees

Taxes (2025)$6,492/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,158 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$541
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$4,158/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$541
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $599K
$575KedgeAI estimate $722,937 · range $651K–$795K$827K

vs edgeAI estimate

−17.1%

$/sqft vs Ormond Beach actives

$267 vs $230

Days on market

28 vs 77 typical

Where $267/sqft sits among the 382 Ormond Beach actives

125
124
63 · this home
23
18
29
$150–206$206–262$262–318$318–374$374–430$430+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Beach

Drive times from this address

Downtown Orlando≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32176 — neighborhood snapshot

Population

14,344

Median age

60.1

Median income

$72,248

Median home value

$368,400

Avg household

2.01

Households w/ children

946

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$407K → $395K

Ormond Beach median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

207 of 382

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,000 ▼ $51K
Sep 14, 2026Listed at $649,900 · 28 days on market since
1963Built · ORMOND OCEANSIDE ESTATES ADD 01

Reality check

What actually sold near 190 ELLICOTT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

131 ROYAL DUNES BOULEVARDSold · Aug ’26

$699,900

131 ROYAL DUNES BOULEVARD

3 bd · 2.5 ba · 2,248 sqft · $311/sqft · 2 DOM

116 NEPTUNE AVENUESold · Feb ’26

$710,000

116 NEPTUNE AVENUE

4 bd · 3 ba · 2,278 sqft · $312/sqft · 83 DOM

687 JOHN ANDERSON DRIVESold · Apr ’26

$799,000

687 JOHN ANDERSON DRIVE

4 bd · 2.5 ba · 2,205 sqft · $362/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 190 ELLICOTT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 190 ELLICOTT DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

190 ELLICOTT DRIVE FAQs

What would the monthly payment be for 190 ELLICOTT DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,158/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 190 ELLICOTT DRIVE?+

The most recent tax bill on record (2025) was $6,492. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ormond Beach?+

At $599,000, this home is listed about 50% above the Ormond Beach median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 190 ELLICOTT DRIVE?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$599,000 runs 79% above the ORMOND BEACH 32176 median — but at 2,244 sqft it's also 28% larger than the typical Ormond Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $649,900, now $599,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Nancy Cortez. MLS #V4951278.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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