10520 SPRINGWOOD DRIVE, PORT RICHEY, FL, 34668
Active153 days on marketListed May 12, 2026MLS #W7885619
About this home
10520 SPRINGWOOD DRIVE
**LIVE THE FLORIDA LIFESTYLE YOU’VE BEEN WAITING FOR!** Located in the desirable 55+ deed-restricted community of Timber Oaks, this beautifully maintained 2-bedroom, 2-bath home with a **2-car garage and NO FLOOD ZONE** offers the perfect combination of comfort, convenience and carefree Florida living. Inside, you’ll find a welcoming floor plan, an updated kitchen with maple cabinetry, abundant storage, a convenient coffee bar and stainless-steel appliances. Important updates provide added peace of mind, including a **2022 roof, 2024 HVAC system with UV light, updated electrical panel and new skylight.** Step outside to enjoy the newly paved rear patio, lush landscaping and private well for irrigation. It’s an ideal setting for morning coffee, weekend gatherings or simply enjoying the beautiful Florida weather. And then there’s the **Timber Oaks lifestyle!** Residents enjoy an active 55+ community with an updated clubhouse, fitness center, tennis, bocce, 24-hour pool access, social activities and hobby shops for woodworking and art. There’s always an opportunity to stay active, meet neighbors and enjoy the best years of Florida living. Beyond the community, you’re just minutes from **Gulf beaches, waterfront dining, shopping, medical facilities, parks and entertainment**, with easy access to the Suncoast Parkway and Tampa International Airport. **NO FLOOD ZONE + 2-CAR GARAGE + NEWER ROOF + NEWER HVAC + UPDATED ELECTRICAL + ACTIVE 55+ COMMUNITY = A LOT TO LOVE AT $239,900!** Come see why Timber Oaks continues to be a favorite destination for those looking to enjoy the Florida lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,218
Sqft
0.19 ac
Lot size
2
Garage
1979
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,865 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,865/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.1%
$/sqft vs SAN CLEMENTE VILLAGE
$185 vs $179
Days on market
153 vs 62 typical
Where $185/sqft sits among the 13 homes for sale in SAN CLEMENTE VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Timber Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
Timber Oaks — neighborhood snapshot
Population
4,268
Median age
56
Median income
$40,850
Median home value
$168,641
Avg household
2
Households w/ children
350
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
5 of 13
SAN CLEMENTE VILLAGE have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 10520 SPRINGWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$170,000
8718 BENTON DRIVE · same community
2 bd · 2 ba · 1,218 sqft · $140/sqft · 100 DOM
Sold · Jun ’26$238,000
10823 CASA GRANDE AVENUE · same community
2 bd · 1.5 ba · 1,200 sqft · $198/sqft · 6 DOM
Sold · Mar ’26$234,000
8420 WINDING WOOD DRIVE · same community
2 bd · 2 ba · 1,274 sqft · $184/sqft · 318 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10520 SPRINGWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10520 SPRINGWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10520 SPRINGWOOD DRIVE FAQs
What would the monthly payment be for 10520 SPRINGWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,865/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10520 SPRINGWOOD DRIVE?+
The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10520 SPRINGWOOD DRIVE?+
The most recent tax bill on record (2025) was $2,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10520 SPRINGWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $225,000, this home is listed about 10% below the Port Richey median of $249,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10520 SPRINGWOOD DRIVE?+
Gulf Highlands Elementary School (elementary), Bayonet Point Middle School (middle), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Kelly Mothershead Timmons. MLS #W7885619.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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