3408 N OLIVE AVENUE, CRYSTAL RIVER, FL, 34428
Active0 days on marketListed Aug 11, 2026MLS #W7888418
About this home
3408 N OLIVE AVENUE
Discover the possibilities with this generously sized 0.46-acre homesite nestled within an established residential neighborhood in Crystal River. With electricity, water, phone service, and an existing septic system available, much of the groundwork is already in place, making it an excellent setting to bring your vision to life. Whether you're planning a custom home with an oversized garage, workshop, outdoor entertaining area, sparkling pool, or beautifully landscaped gardens, this property offers the space and flexibility to create a home tailored to your lifestyle. The generous lot size also provides room for a home office, hobby space, guest accommodations, or additional outdoor amenities while still maintaining privacy and open space. Whether you're ready to build now or planning for the future, this property presents an outstanding opportunity to invest in Florida's beautiful Nature Coast. Conveniently located just minutes from Crystal River's renowned springs, boating, fishing, kayaking, waterfront dining, and the Crystal River National Wildlife Refuge, you'll enjoy easy access to year-round outdoor recreation while remaining close to shopping, dining, medical facilities, and everyday conveniences.
Facts & features
The home at a glance
0.46 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$326 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$326/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 87% below the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3408 N OLIVE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3408 N OLIVE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3408 N OLIVE AVENUE FAQs
What would the monthly payment be for 3408 N OLIVE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $326/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3408 N OLIVE AVENUE?+
The most recent tax bill on record (2025) was $170. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3408 N OLIVE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $24,000, this home is listed about 92% below the Crystal River median of $302,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3408 N OLIVE AVENUE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CRYSTAL RIVER 34428 market on paper
$24,000 is 87% below the CRYSTAL RIVER 34428 median of $189,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Crystal River market that averages 57 — if it fits, move quickly.
Listing courtesy of RE/MAX MARKETING SPECIALISTS · Ross Hardy. MLS #W7888418.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Crystal River homes, in your inbox
Like 3408 N OLIVE AVENUE but not quite? A daily digest of every new listing in Crystal River — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask German to ping you on any price or status change →