8653 MALLARD RESERVE DRIVE UNIT 103, TAMPA, FL, 33614
Active54 days on marketListed Aug 20, 2026MLS #W7888650
About this home
8653 MALLARD RESERVE DRIVE UNIT 103
Welcome to your own private retreat in The Grand Reserve! This beautifully updated FIRST-FLOOR 1-BEDROOM, 1-BATH CONDO offers the perfect blend of comfort, style, privacy, and low-maintenance Tampa living. Enjoy peace of mind with a NEW HVAC (2024), NEW WATER HEATER (2025), AND NEW ROOF (COVERED BY THE HOA). Some of the biggest-ticket items have already been taken care of, allowing you to move in and enjoy your home with confidence. From the moment you step inside, you'll notice the spacious inviting layout, abundant natural light, and beautiful WOOD-LOOK TILE FLOORING throughout the main living areas. The updated kitchen is both beautiful and functional, featuring QUARTZ COUNTERTOPS AND MODERN FINISHES, creating a clean and timeless feel. The open layout flows seamlessly into the living and dining spaces, making this one-bedroom condo feel surprisingly spacious, warm and homey. One of the true highlights of this home is the OVERSIZED, FULLY FENCED PRIVATE LANAI. Step outside and discover your own quiet outdoor sanctuary. This home is JUST STEPS FROM THE RESORT-STYLE POOL, CLUBHOUSE, FITNESS CENTER, AND LAUNDRY ROOM. The GATED COMMUNITY provides added peace of mind, while LAWN CARE AND LANDSCAPING ARE INCLUDED THROUGH THE HOA, providing the convenience of truly low-maintenance living. You'll also love the CENTRAL TAMPA LOCATION, just minutes from INTERNATIONAL PLAZA & BAY STREET, TAMPA INTERNATIONAL AIRPORT, SHOPPING, RESTAURANTS, ENTERTAINMENT, MAJOR ROADWAYS, AND AREA HOSPITALS. Come see why this special condo stands out from the rest, your private Tampa sanctuary is waiting!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
684
Sqft
0.01 ac
Lot size
1988
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,252 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,252/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.1%
$/sqft vs THE GRAND RESERVE CONDO
$219 vs $189
Days on market
54 vs 64 typical
Where $219/sqft sits among the 10 homes for sale in THE GRAND RESERVE CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Grand Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Tampa rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Grand Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Grand Reserve is a short-term-rental community. See the full guide →
TAMPA 33614 — neighborhood snapshot
Population
46,218
Median age
40
Median income
$51,143
Median home value
$295,700
Avg household
2.52
Households w/ children
4,623
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
4 of 10
THE GRAND RESERVE CONDO have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the TAMPA 33614 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 8653 MALLARD RESERVE DRIVE UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$115,000
8649 FANCY FINCH DRIVE UNIT 103 · same community
1 bd · 1 ba · 684 sqft · $168/sqft · 30 DOM
Sold · Sep ’26$135,000
8625 MALLARD RESERVE DRIVE UNIT 204 · same community
1 bd · 1 ba · 684 sqft · $197/sqft · 245 DOM
Sold · Nov ’25$110,000
8742 MALLARD RESERVE DRIVE UNIT 204 · same community
1 bd · 1 ba · 684 sqft · $161/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8653 MALLARD RESERVE DRIVE UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8653 MALLARD RESERVE DRIVE UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8653 MALLARD RESERVE DRIVE UNIT 103 FAQs
What would the monthly payment be for 8653 MALLARD RESERVE DRIVE UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,252/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8653 MALLARD RESERVE DRIVE UNIT 103?+
The most recent tax bill on record (2025) was $1,719. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 8653 MALLARD RESERVE DRIVE UNIT 103 be rented short-term?+
Yes — this home sits inside Grand Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 8653 MALLARD RESERVE DRIVE UNIT 103?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $149,900, this home is listed about 66% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8653 MALLARD RESERVE DRIVE UNIT 103?+
Crestwood Elementary School (elementary), Leto High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33614 market on paper
$149,900 is 35% below the TAMPA 33614 median of $230,000, and at $219/sqft it sits under the Tampa average of $341.
02Zoned for nightly rentals
Grand Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Garden & Pool & Trees/Woods views
The garden and pool and trees/woods view is part of what you're buying — views hold value independently of the structure.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER PROPERTY SOLUTIONS · Sam Turner. MLS #W7888650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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