CENTURY 21 Edge
$319,9003 bd2 ba1,630 sqft$196 /sqft$2,204 /mo all-in ↓

7120 CORAL REEF DRIVE, PORT RICHEY, FL, 34668

Active16 days on marketListed Sep 4, 2026MLS #W7889120

Single Family ResidenceEMBASSY HILLS

About this home

7120 CORAL REEF DRIVE

Remodeled and truly move-in ready, this 3-bedroom, 2-bath home is one you need to see in person—the photos simply don’t capture the quality and attention to detail throughout. This is not a flip; the home has been thoughtfully remodeled with quality materials and finishes. Situated on a beautifully landscaped corner lot, it offers approximately 1,630 SF of finished heated and cooled space, including 1,380 SF of recorded living area plus approximately 250 SF of additional finished enclosed space. Newer energy-efficient dual-pane windows are installed throughout. Step through the refinished solid-wood entry door into an open living area where the living room, dining area, and kitchen flow seamlessly together. Fresh interior paint, modern remote-controlled ceiling fans, recessed lighting, white cedar interior doors, and durable LVP flooring run throughout the home. The remodeled kitchen is the centerpiece, featuring all-new dovetail shaker cabinets with soft-close hardware, gold handles and faucet, quartz countertops, a large island with 36" cooktop and breakfast bar, and a beautiful backsplash extending into the dining area. Stainless steel appliances include an in-wall double oven, dishwasher, and large French-door refrigerator. A durable enameled cast-iron farmhouse sink completes the space. The desirable split-bedroom layout provides privacy, with the primary suite on one side of the home featuring a fully remodeled en-suite bathroom, while the two additional bedrooms share a remodeled second bathroom. The enclosed, heated and cooled Florida room adds valuable additional living space and features new tile flooring, operable windows, and brand-new storm-rated French doors opening to the backyard. Outside, enjoy a paver patio, included storage shed, and multiple raised garden beds. Additional highlights include a 2014 roof with many years of useful life remaining, a well-maintained 2014 HVAC system, water softener and whole home carbon water filter, Ring doorbell and security cameras, new attic insulation, and a newer hurricane-rated garage door. Best of all, the home is not in a flood zone, no HOA, and no CDD fees. Conveniently located near shopping, medical facilities, schools, and entertainment. This beautifully finished home offers the updates, space, and convenience a homeowner desires. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,630

Sqft

0.14 ac

Lot size

1

Garage

1977

Year built

One

Levels

$196

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesCooktop · Dishwasher · Disposal · Electric Water Heater · Refrigerator · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Stone Counters · Window Treatments
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShake
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · Off Street
ExteriorFrench Doors

Community & fees

Taxes (2025)$234/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,204 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,883
FHA mortgage insurance (est.)$141
Property tax — 2025 actual bill$20
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,197Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,197
Interest rate6.00%
Loan term

Estimated payment

$2,204/mo

Principal & interest$1,883
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$20
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$255KedgeAI estimate $275,763 · range $266K$294K$333K

vs edgeAI estimate

+16%

$/sqft vs EMBASSY HILLS

$196 vs $202

Days on market

16 vs 40 typical

Where $196/sqft sits among the 34 homes for sale in EMBASSY HILLS

7
7
5 · this home
7
3
5
$158–174$174–190$190–206$206–222$222–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Richey

Drive times from this address

Tampa Int’l Airport (TPA)51 min
Downtown Tampa55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Richey. See the full Port Richey guide →

PORT RICHEY 34668 — neighborhood snapshot

Population

48,025

Median age

42.2

Median income

$45,760

Median home value

$168,800

Avg household

2.32

Households w/ children

5,000

For the school run

Pasco County School District

MiddleChasco Middle School★★★★
ElementaryChasco Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Richey market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$229K$229K

Port Richey median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

21 of 34

EMBASSY HILLS have cut their price

Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the PORT RICHEY 34668 median. See the full Port Richey market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $319,900 · 16 days on market since
1977Built · EMBASSY HILLS

Reality check

What actually sold near 7120 CORAL REEF DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9115 GLEN MOOR LANESold · Dec ’25

$259,000

9115 GLEN MOOR LANE · same community

2 bd · 2 ba · 1,598 sqft · $162/sqft · 4 DOM

7206 SAN MORITZ DRIVESold · Apr ’26

$250,000

7206 SAN MORITZ DRIVE · same community

3 bd · 2.5 ba · 1,578 sqft · $158/sqft · 3 DOM

8948 SAINT REGIS LANESold · Apr ’26

$185,000

8948 SAINT REGIS LANE · same community

2 bd · 2 ba · 1,577 sqft · $117/sqft · 183 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 7120 CORAL REEF DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7120 CORAL REEF DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7120 CORAL REEF DRIVE FAQs

What would the monthly payment be for 7120 CORAL REEF DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,204/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7120 CORAL REEF DRIVE?+

The most recent tax bill on record (2025) was $234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7120 CORAL REEF DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Richey?+

At $319,900, this home is listed about 28% above the Port Richey median of $250,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7120 CORAL REEF DRIVE?+

Chasco Middle School (middle), Chasco Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of F I GREY & SON RESIDENTIAL · Cory Byrd. MLS #W7889120.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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7120 CORAL REEF DRIVE, PORT RICHEY, FL — 3 Bed, 2 Bath — $319,900 | CENTURY 21 Edge