20300 LEONARD - LOT 33, LUTZ, FL, 33558
Active35 days on marketListed Sep 7, 2026MLS #W7889205
About this home
20300 LEONARD - LOT 33
Well-maintained one-owner home with a beachy tropical vibe located in the gated nudist community of Paradise Pines. This one-of-a-kind property has a 530 sq ft primary residence, a 540 sq ft detached guest quarters, and a 16' x 20' Tiki Hut for outdoor living and entertaining. The owners have taken meticulous care of this lovely, upgraded Palm Harbor home with a slab foundation and custom amenities throughout. The kitchen features raised-panel wood cabinetry, smooth-top range, built-in microwave, dual stainless sink, 3-door stainless steel refrigerator, dining area, and plenty of counter space. The light and bright living room has lots of windows and room to relax. The main home primary bedroom has a built-in dresser, upper/lower nightstand cabinets, and built-in drawers/closets with sliding mirror doors. A full bath features a raised vanity with upper/lower cabinets, linen closet, and step-in tile-surround shower with glass doors. Need a work space? The built-in desk & shelf and additional upper/lower cabinet storage are perfect for a computer, printer, and files. This beautiful home has vaulted ceilings and crown molding throughout, dual-pane windows, ceiling fans, and neutral colors/ceramic tile. Have family and friends who want to visit? You’ll love the separate guest quarters with Hardie board cement fiber siding, dual French door entry with transom window, a dedicated 2-ton AC, and slab foundation. The guest quarters has vaulted volume ceilings, a cozy living room, kitchen with solid surface counter, stainless sink, refrigerator, upper/lower cabinets, and dining space. The structure has a loft with ladder access, attic storage, a half bath, utility room with shelving, and full-size front-load washer and dryer. Enjoy outdoor living under the 16’ x 20’ Tiki Hut with recently thatched roof, cabinet storage, and brick paver patio. The spacious lot has vinyl fencing and a rear garden area with irrigation sprinklers. A few other amenities include a hot & cold outdoor shower, water filtration system, humidistat, and brick paver driveway for off-street parking. Paradise Pines is a gated nudist community with a clubhouse, pool, coin laundry, and social gathering area. The monthly fee includes Wifi, sewer/water/trash, community pool, clubhouse, private road. Association approval is required including an application, fee, background check, and membership in a recognized nudist organization. Buyer is responsible for verifying all information, details, and dimensions. Condo association approval of Buyer is required including an application, fee, and background check.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
1,070
Sqft
0.09 ac
Lot size
2013
Year built
One
Levels
$266
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,279 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,279/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.8%
$/sqft vs Lutz actives
$266 vs $240
Days on market
35 vs 66 typical
Where $266/sqft sits among the 267 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
165 of 267
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 20300 LEONARD - LOT 33
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$150,000
20300 LEONARD ROAD UNIT 2 · same community
1 bd · 1 ba · 528 sqft · $284/sqft · 414 DOM
Sold · Sep ’26$240,000
2077 WETLAND POINT UNIT 1301
2 bd · 2 ba · 1,135 sqft · $211/sqft · 86 DOM
Sold · May ’26$200,000
21107 FOUNTAIN VIEW LANE UNIT 5301
2 bd · 2 ba · 1,135 sqft · $176/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 20300 LEONARD - LOT 33 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20300 LEONARD - LOT 33 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20300 LEONARD - LOT 33 FAQs
What would the monthly payment be for 20300 LEONARD - LOT 33?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,279/mo — principal and interest, the actual property-tax bill, the $225/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20300 LEONARD - LOT 33?+
The association fee works out to $225 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20300 LEONARD - LOT 33?+
The most recent tax bill on record (2025) was $1,091. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20300 LEONARD - LOT 33?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $284,900, this home is listed about 41% below the Lutz median of $484,999. The market section on this page shows how the area is trending.
Which schools are assigned to 20300 LEONARD - LOT 33?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXCEPTIONAL REAL ESTATE · Jill Reid. MLS #W7889205.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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