21041 SUNPOINT WAY UNIT 201, LUTZ, FL, 33558
Active78 days on marketListed Jul 4, 2026MLS #TB8521805
About this home
21041 SUNPOINT WAY UNIT 201
Welcome to **Paradise Lakes**, where home feels a little more like a vacation—and getting dressed is entirely optional. If you’ve been looking for more than just a condo, this spacious **3-bedroom, 2-bath home** offers the opportunity to enjoy one of Florida’s most unique clothing-optional communities while still having all the comfort, privacy, and space you want at home. Step inside and you’ll immediately notice how **open, bright, and spacious** this rare floor plan feels. The large living and dining areas flow into a beautifully designed kitchen featuring **44-inch cabinetry, granite countertops, a center prep island, and an oversized breakfast bar with seating for six or more**. Whether you're entertaining friends or enjoying a quiet evening at home, there’s plenty of room to spread out. And in Florida, some of the best living happens outdoors. **Two covered patios** extend your living space and can be accessed from the living room, primary suite, and third bedroom—perfect for morning coffee, an afternoon breeze, or relaxing at the end of the day. The **generous primary suite** feels like its own retreat, with a walk-in closet and spacious en-suite bath featuring dual vanities, a bidet, linen storage, private water closet, and an oversized walk-in shower with dual shower heads. But what really makes living here special is the **Paradise Lakes lifestyle**. Residents have the option to join Paradise Lakes Resort and enjoy a social, active, resort-style atmosphere with **four heated pools, hot tub, expansive sun deck, pickleball, water volleyball, two restaurants, indoor and outdoor bars, fitness facilities, and Club Reveal nightclub**. Spend the afternoon by the pool, meet friends for dinner, play a little pickleball, enjoy an evening out—and then simply head home. No packing. No hotel. No long drive. **Paradise Lakes isn't just a place to own a home. It's a lifestyle.** And with three bedrooms, generous living spaces, two covered patios, and a floor plan made for entertaining, this condo gives you plenty of room to enjoy it. *Resort membership is optional and is required for access to resort amenities. Daily and annual membership options are available.*
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,155
Sqft
0.1 ac
Lot size
1
Garage
2008
Year built
One
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,213 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,213/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$135 vs $243
Days on market
78 vs 48 typical
Where $135/sqft sits among the 271 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paradise Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
Paradise Lakes — neighborhood snapshot
Population
1,656
Median age
42
Median income
$113,672
Median home value
$435,500
Avg household
3
Households w/ children
341
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $528K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
164 of 271
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 21041 SUNPOINT WAY UNIT 201
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$320,000
1746 HERON COVE DRIVE
3 bd · 2.5 ba · 2,198 sqft · $146/sqft · 68 DOM
Sold · Apr ’26$549,900
20000 HARVIE LANE
4 bd · 2 ba · 2,231 sqft · $246/sqft · 30 DOM
Sold · Jun ’26$480,000
608 KRAZY LANE
4 bd · 2 ba · 2,074 sqft · $231/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 21041 SUNPOINT WAY UNIT 201 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21041 SUNPOINT WAY UNIT 201 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21041 SUNPOINT WAY UNIT 201 FAQs
What would the monthly payment be for 21041 SUNPOINT WAY UNIT 201?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,213/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21041 SUNPOINT WAY UNIT 201?+
The most recent tax bill on record (2025) was $2,614. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21041 SUNPOINT WAY UNIT 201?+
The listing reports pets: Breed Restrictions, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $290,000, this home is listed about 39% below the Lutz median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 21041 SUNPOINT WAY UNIT 201?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33558 market on paper
$290,000 is 27% below the LUTZ 33558 median of $399,000, and at $135/sqft it sits under the Lutz average of $264.
02Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $300,000, now $290,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Gloria Steele. MLS #TB8521805.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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