9940 EAGLES POINT CIRCLE UNIT 3, PORT RICHEY, FL, 34668
Active15 days on marketListed Sep 5, 2026MLS #W7889262
About this home
9940 EAGLES POINT CIRCLE UNIT 3
Incredible Sunsets & Manatee Views! What's Special: WATERFRONT LIVING WITH GULF ACCESS, PRIVACY & AWESOME VIEWS! Spectacular Waterfront and Park Setting . Incredible Sunsets . Manatee Sightings . Enclosed Lanai . Vaulted Ceiling . Wood Burning Fireplace . Pool . Canal Views . 55+ Community This spacious two bedroom two bath waterfront home offers what the seller considers to be one of the most incredible views in the entire community. Beautiful sunsets sparkle in varying hues along the canal against a park setting. Manatee, fish and eagle sightings add to the wonder. The moment you step inside, the soaring wood beamed vaulted ceilings create an impressive, open and airy feeling throughout the main living area. The enclosed lanai overlooks the water and trees and provides the perfect place to relax, entertain and enjoy Florida living. A stone walled wood burning fireplace add character and warmth to the living area. The open floor plan and generous living space make the home comfortable for both everyday living and entertaining. The kitchen offers generous cabinet and counter space with newer appliances, including a convection oven range and washer/dryer. A lovely view of the community pool makes the kitchen both functional and inviting. Both bedrooms are generously sized with one overlooking the peaceful canal and the other offering a view of the pool. Ample closets and two full bathrooms add to the package. Located in a 55+ community, residents enjoy amenities including a clubhouse, heated pool, boat dock, kayak storage and benches for fishing. For camraderie - games, gatherings and kayak trips to the Gulf with friendly neighbors add to the relaxation. Located close to shopping, restaurants, medical facilities and Hudson beaches, the community is still a hidden gem of privacy without traffic noise. If not ready to habitate, renting is allowed immediately with 3 month minimum. Less than 37 miles from St. Pete Beach, voted the best beach in America and the fifth best in the world! Between the soaring ceiling, enclosed lanai, generous kitchen, spacious bedrooms, waterfront setting with incredible sunsets, wildlife sightings and community amenities, the home captures the Florida lifestyle from the moment you walk through the door. Please view both videos - home tour and waterfront views.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,320
Sqft
0.03 ac
Lot size
1981
Year built
One
Levels
$118
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,967 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,967/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27%
$/sqft vs Port Richey actives
$118 vs $192
Days on market
15 vs 40 typical
Where $118/sqft sits among the 348 Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
PORT RICHEY 34668 — neighborhood snapshot
Population
48,025
Median age
42.2
Median income
$45,760
Median home value
$168,800
Avg household
2.32
Households w/ children
5,000
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
187 of 348
Port Richey actives have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 9940 EAGLES POINT CIRCLE UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$85,000
9980 EAGLES POINT CIRCLE UNIT 1 · same community
2 bd · 2 ba · 1,320 sqft · $64/sqft · 182 DOM
Sold · Mar ’26$99,000
9981 EAGLES POINT CIRCLE UNIT 4 · same community
2 bd · 2 ba · 1,320 sqft · $75/sqft · 103 DOM
Sold · Dec ’25$120,000
9970 EAGLES POINT CIRCLE UNIT 3 · same community
2 bd · 2 ba · 1,320 sqft · $91/sqft · 204 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9940 EAGLES POINT CIRCLE UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9940 EAGLES POINT CIRCLE UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9940 EAGLES POINT CIRCLE UNIT 3 FAQs
What would the monthly payment be for 9940 EAGLES POINT CIRCLE UNIT 3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,967/mo — principal and interest, the actual property-tax bill, the $800/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9940 EAGLES POINT CIRCLE UNIT 3?+
The association fee works out to $800 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9940 EAGLES POINT CIRCLE UNIT 3?+
The most recent tax bill on record (2025) was $234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9940 EAGLES POINT CIRCLE UNIT 3?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $156,000, this home is listed about 38% below the Port Richey median of $250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9940 EAGLES POINT CIRCLE UNIT 3?+
Chasco Middle School (middle), Chasco Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT RICHEY 34668 market on paper
$156,000 is 35% below the PORT RICHEY 34668 median of $239,900, and at $118/sqft it sits under the Port Richey average of $205.
02Pool & Water views
The pool and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $800/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Eric Jenkins, PA. MLS #W7889262.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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