12348 TALPA STREET, SPRING HILL, FL, 34608
Active11 days on marketListed Sep 9, 2026MLS #W7889335
About this home
12348 TALPA STREET
This unique property is now on the market and leaves little to be desired! You will not find many homes like this in the Spring Hill area. Do you love the Spring Hill area, all the amenities it has to offer but also want acreage? Look no further! Do you need a spot for your rv, toys, guest house or in law suite? This home sits on a beautiful 2.5 acres. As you enter the property you have a long circle driveway. The main home offers 3 bedrooms and 2.5 bathrooms. The kitchen has been updated with granite counters and wood cabinets. Inside you'll have a nice open concept with the kitchen overlooking the main living area. Take a walk down the hall where you'll find a large second family room/game room. It has a spacious master bedroom and master bath including a big tiled shower, tub, and double vanity. Walk out the glass sliders to the amazing pool area with covered patio, great for entertaining. Take the paver sidewalk from there to the fire pit, perfect for those evening gatherings. The majority of the property is already chain linked around the perimeter. As you walk the property you notice all the landscaping, including some large bizmark palms. The yard also includes an irrigation system keeping the grass beautiful and green. Keep walking toward the south side of the property where you'll find a 30x60ft metal building for all your storage needs or whatever hobby you may have. The metal building is equipped with an oversized door to fit your boat or RV. Approximately 1200sqft of this building which includes an upstairs is climate controlled with a full bathroom and living quarters perfect for a guest house or in law suite. The pool was resurfaced and updated with pavers 2019. The detached metal garage 2023, new roof 2021, AC 2017. This home has a lot to offer and a rare find so call while it lasts!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,139
Sqft
2.5 ac
Lot size
3
Garage
1986
Year built
One
Levels
$374
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,046 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,046/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SPRING HILL
$374 vs $195
Days on market
11 vs 43 typical
Where $374/sqft sits among the 311 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34608 — neighborhood snapshot
Population
36,565
Median age
42.4
Median income
$62,197
Median home value
$237,400
Avg household
2.54
Households w/ children
4,122
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
169 of 311
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the SPRING HILL 34608 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 12348 TALPA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$377,500
7337 PRICE STREET · same community
4 bd · 2 ba · 2,102 sqft · $180/sqft · 18 DOM
Sold · Mar ’26$380,000
11150 MARQUETTE STREET · same community
3 bd · 3.5 ba · 2,356 sqft · $161/sqft · 17 DOM
Sold · Dec ’25$365,000
10462 BAYLOR DRIVE · same community
3 bd · 2 ba · 1,883 sqft · $194/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12348 TALPA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12348 TALPA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12348 TALPA STREET FAQs
What would the monthly payment be for 12348 TALPA STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,046/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12348 TALPA STREET?+
The most recent tax bill on record (2025) was $3,302. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $799,000, this home is listed about 135% above the Spring Hill median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12348 TALPA STREET?+
Spring Hill Elementary School (elementary), Central High School (high), West Hernando Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,000 runs 150% above the SPRING HILL 34608 median — but at 2,139 sqft it's also 20% larger than the typical Spring Hill listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $849,000, now $799,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ASHTON REALTY GROUP · Lisa Ashton. MLS #W7889335.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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