4284 COLUMBUS DRIVE, HERNANDO BEACH, FL, 34607
Active11 days on marketListed Sep 9, 2026MLS #W7889351
About this home
4284 COLUMBUS DRIVE
WELCOME TO THE WATERFRONT LIFESTYLE in beautiful HERNANDO BEACH! This 3 BEDROOM, 2 BATH, 1-CAR GARAGE waterfront home offers approximately 1,352 SQ FT OF HEATED LIVING SPACE and is situated directly on a SALTWATER CANAL with approximately 70 FEET OF WATERFRONTAGE and DIRECT GULF ACCESS! Step inside to an inviting OPEN FLOOR PLAN featuring ceramic tile flooring and a spacious living and dining area. The updated kitchen is perfect for everyday living and entertaining, featuring SOLID-SURFACE COUNTERTOPS, abundant white cabinetry, stainless steel appliances and an impressive OVERSIZED CENTER ISLAND offering plenty of workspace and seating. Step outside and experience what the Florida waterfront lifestyle is all about! The backyard features a CONCRETE SEAWALL, WOOD DOCK and DIRECT GULF ACCESS, allowing you to head out from your own backyard for a day of BOATING, FISHING, KAYAKING or PADDLEBOARDING. Relax along the waterfront, enjoy peaceful canal views, or entertain family and friends on the outdoor patio. The FENCED YARD provides additional outdoor space and privacy. Located in desirable HERNANDO BEACH, a GOLF CART FRIENDLY waterfront community known for its relaxed coastal lifestyle, you’ll enjoy easy access to waterfront restaurants, marinas, public boat ramps and some of Florida’s best boating and fishing. Spend the day exploring the Gulf or visit the crystal-clear waters of nearby WEEKI WACHEE SPRINGS. Conveniently located close to shopping, dining, medical facilities and everyday conveniences, with easy access to the SUNCOAST PARKWAY for travel to Tampa and surrounding areas. NO HOA and NO CDD! With DIRECT GULF ACCESS, approximately 70 FEET OF WATERFRONTAGE, a CONCRETE SEAWALL, PRIVATE DOCK, UPDATED KITCHEN and BATHS , OVERSIZED ISLAND and an OPEN FLOOR PLAN, this waterfront home offers the perfect opportunity to enjoy everything the Florida Nature Coast lifestyle has to offer. Step outside, get on the water and head DIRECTLY TO THE GULF!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,352
Sqft
0.16 ac
Lot size
1
Garage
1977
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs GULF COAST RET
$2 vs $394
Days on market
11 vs 41 typical
Where $2/sqft sits among the 17 homes for sale in GULF COAST RET
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$453K → $500K
Hernando Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
10 of 17
GULF COAST RET have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4284 COLUMBUS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$505,000
4263 TAHITI DRIVE · same community
2 bd · 2 ba · 1,350 sqft · $374/sqft · 74 DOM
Sold · Jul ’26$219,000
4519 FLOUNDER DRIVE · same community
3 bd · 2 ba · 1,294 sqft · $169/sqft · 1 DOM
Sold · Jul ’26$395,000
3288 MINNOW CREEK DRIVE · same community
3 bd · 2 ba · 1,425 sqft · $277/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4284 COLUMBUS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4284 COLUMBUS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4284 COLUMBUS DRIVE FAQs
What would the monthly payment be for 4284 COLUMBUS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4284 COLUMBUS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando Beach?+
At $2,400, this home is listed about 100% below the Hernando Beach median of $495,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4284 COLUMBUS DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HILL POINT REALTY INC. · Sarah Hill. MLS #W7889351.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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