
4823 EBBTIDE LANE UNIT 404, PORT RICHEY, FL, 34668
Active6 days on marketListed Sep 15, 2026MLS #W7889525
Come see it
Upcoming open house
Sat, Oct 3
12:00 AM – 4:00 PM
About this home
4823 EBBTIDE LANE UNIT 404
Panoramic water views, Gulf breezes and unforgettable sunsets are waiting for you in this beautifully updated waterfront condo on the Cotee River. Open the sliders, step onto the balcony and let the Gulf breeze in. From this fourth-floor waterfront home, you're looking across the Pithlachascotee (Cotee) River toward the Gulf, with expansive Gulf views, the iconic stilt homes on the horizon, Durney Key and a front-row seat to spectacular Gulf sunsets. The seawall right below is a prime feeding spot for dolphins, so grab your coffee and spend your mornings watching the show! This is Old Florida waterfront living at its finest. The best part? You can enjoy all of it without taking on a renovation project. This move-in-ready 2-bedroom, 2-bath updated condo features granite countertops, custom soft-close cabinetry, wood plank flooring and tile, upgraded windows on the Gulf side, hurricane shutters on every window, an upgraded UV light in the air handler, and all window treatments included. California Closets in both bedrooms maximize storage and organization. The hurricane shutters add another layer of storm protection and may also provide an insurance benefit. The open living and dining area was made for this setting, keeping the water view front and center while you're cooking, entertaining or simply relaxing at home. The kitchen opens directly to the main living area, and the split-bedroom floor plan gives owners and guests their own space. The primary suite has its own spectacular water views, so the Cotee River and Gulf horizon are the first thing you see every morning. Downstairs, the waterfront community pool sits directly on the Cotee River, giving you another place to enjoy the riverfront setting while watching boats and wildlife go by. There's also boat, trailer and kayak storage, plus a community dock for temporary boat pickup and drop-off. With the marina right next door and the open Gulf only minutes away by boat, this is a location made for boating, fishing, kayaking and paddleboarding. Don't own a boat? You can still enjoy the water. Right next door you can rent kayaks, paddleboards, pontoon boats and fishing boats, with options to explore on your own or head out with a captain. When you're ready to explore beyond the water, Historic Downtown New Port Richey, Sims Park, The Hacienda, restaurants, breweries, coffee shops, shopping, beaches and waterfront restaurants are all nearby. Imagine ending your day on the balcony with a cool Gulf breeze, boats drifting along the river, dolphins and manatees passing by, and the sun setting beyond the stilt homes on the horizon. That's life at Unit 404. Come see it for yourself. It's move-in ready, the Gulf is minutes away, and the view is something you have to experience in person.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,098
Sqft
0.04 ac
Lot size
1983
Year built
Three Or More
Levels
$310
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,609 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,609/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+79.3%
$/sqft vs Port Richey actives
$310 vs $191
Days on market
6 vs 40 typical
Where $310/sqft sits among the 352 Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
PORT RICHEY 34668 — neighborhood snapshot
Population
48,025
Median age
42.2
Median income
$45,760
Median home value
$168,800
Avg household
2.32
Households w/ children
5,000
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
187 of 352
Port Richey actives have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4823 EBBTIDE LANE UNIT 404
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$265,000
4823 EBBTIDE LANE UNIT 302 · same community
2 bd · 2 ba · 1,098 sqft · $241/sqft · 50 DOM
Sold · Aug ’26$220,000
4823 EBBTIDE LANE UNIT #104 UNIT 104 · same community
2 bd · 2 ba · 1,098 sqft · $200/sqft · 122 DOM
Sold · Sep ’26$218,000
7037 GREEN STREET
2 bd · 2 ba · 1,092 sqft · $200/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4823 EBBTIDE LANE UNIT 404 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4823 EBBTIDE LANE UNIT 404 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4823 EBBTIDE LANE UNIT 404 FAQs
What would the monthly payment be for 4823 EBBTIDE LANE UNIT 404?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,609/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4823 EBBTIDE LANE UNIT 404?+
The most recent tax bill on record (2025) was $3,561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4823 EBBTIDE LANE UNIT 404?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $340,000, this home is listed about 36% above the Port Richey median of $250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4823 EBBTIDE LANE UNIT 404?+
Chasco Middle School (middle), Chasco Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$340,000 runs 42% above the PORT RICHEY 34668 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 6 days on market in a Port Richey market that averages 40 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REAL ESTATE PARTNERS · Randal Jenkins. MLS #W7889525.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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