3195 S BLACKMOUNTAIN DRIVE, INVERNESS, FL, 34450
Active19 days on marketListed Sep 23, 2026MLS #W7889755
About this home
3195 S BLACKMOUNTAIN DRIVE
SPACE, QUALITY CONSTRUCTION, AND AN OVERSIZED CORNER LOT! This impressive 3-bedroom, 2-bath home sits on approximately 0.42 acres and offers the combination of indoor comfort, outdoor space, storage, and functionality that is increasingly hard to find. Featuring solid CBS construction, an oversized 2.5-car garage, and a separate outbuilding perfect for a workshop or additional storage, this property has room for your home, hobbies, vehicles, and more. Step inside to a spacious and inviting interior featuring luxury vinyl tile throughout the kitchen, dining room, and hallways. The living area is highlighted by a remote-controlled gas log fireplace, creating a warm and comfortable centerpiece for the home. Eight ceiling fans, including two on the screened porch, help keep the Florida lifestyle comfortable indoors and out. The kitchen features a distinctive cast-iron enameled hi-lo sink along with plenty of space for everyday cooking and entertaining. Both bathrooms feature ceramic tile floors and showers, while the relaxing Jacuzzi jetted tub provides the perfect place to unwind at the end of the day. This home was designed with comfort and efficiency in mind, featuring central heat and air with a heat pump, R-30 ceiling insulation, double-glazed windows, a 50-gallon water heater, GE whole-home surge protection, and convenient pull-down attic stairs for additional access and storage. Outside, the oversized corner lot gives you nearly half an acre to enjoy. An irrigation well and 12-zone lawn sprinkler system help keep the property looking its best, while perimeter motion-detector security lighting and an ADT monitored security system provide additional peace of mind. The oversized 2.5-car garage offers even more versatility, including dedicated golf cart storage and a charging outlet. Add in the separate workshop/storage building and screened porch, and this property delivers an exceptional amount of usable space both inside and out. If you've been searching for a well-equipped CBS home with nearly half an acre, an oversized garage, workshop space, screened outdoor living, and a long list of thoughtful features already in place, this one deserves to be at the top of your list. Schedule your showing and come see just how much this property has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,904
Sqft
0.42 ac
Lot size
2
Garage
1993
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,810 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,810/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.3%
$/sqft vs Inverness actives
$209 vs $179
Days on market
19 vs 69 typical
Where $209/sqft sits among the 252 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $252K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
105 of 252
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 110% above the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 3195 S BLACKMOUNTAIN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$294,900
3061 S FRANKLIN TERRACE · same community
3 bd · 2 ba · 1,618 sqft · $182/sqft · 98 DOM
Sold · Dec ’25$289,900
9051 E CHINA GROVE LANE · same community
3 bd · 2 ba · 1,615 sqft · $180/sqft · 3 DOM
Sold · Oct ’25$270,000
3111 S BLACKMOUNTAIN DRIVE · same community
3 bd · 2 ba · 1,566 sqft · $172/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3195 S BLACKMOUNTAIN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3195 S BLACKMOUNTAIN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3195 S BLACKMOUNTAIN DRIVE FAQs
What would the monthly payment be for 3195 S BLACKMOUNTAIN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,810/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3195 S BLACKMOUNTAIN DRIVE?+
The most recent tax bill on record (2025) was $1,583. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $397,900, this home is listed about 50% above the Inverness median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3195 S BLACKMOUNTAIN DRIVE?+
Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · John Carey. MLS #W7889755.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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