8220 SEVEN OAKS COURT UNIT 5, PORT RICHEY, FL, 34668
Active19 days on marketListed Sep 30, 2026MLS #W7889875
About this home
8220 SEVEN OAKS COURT UNIT 5
AFFORDABLE FLORIDA LIVING IN A 55+ COMMUNITY! Welcome to Seven Oaks and this 2 bedroom, 2 bathroom villa offering 954 square feet of comfortable, low-maintenance living. Inside, you'll find an updated kitchen, updated flooring and a beautifully updated primary ensuite bathroom, creating a move-in ready space that's easy to make your own. The A/C and refrigerator are approximately 3 years old, adding even more value. The primary bedroom offers its own ensuite bath, while the second bedroom and full guest bath provide plenty of flexibility for visitors, hobbies or a home office. Sliding glass doors from both the living room and primary bedroom provide access to the screened lanai with vinyl windows, creating a comfortable additional space to relax and enjoy Florida living. The villa also includes a covered parking space and convenient storage closet. One of the community pools is located just across the parking lot, with residents also enjoying access to the main community pool, clubhouse, fitness center, tennis courts and other recreational amenities. Association fees include water, sewer, trash, cable TV, exterior and grounds maintenance, pest control, pool maintenance and more making it easy to enjoy the Florida lifestyle without spending your weekends on upkeep. Conveniently located near shopping, dining, medical facilities, parks and the Gulf Coast. Whether you're looking for a full-time Florida home or a seasonal getaway, this villa offers comfort, convenience and plenty of value. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
954
Sqft
0.02 ac
Lot size
1977
Year built
One
Levels
$127
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,559 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,559/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.5%
$/sqft vs TIMBER OAKS FAIRWAY VILLAS
$127 vs $125
Days on market
19 vs 57 typical
Where $127/sqft sits among the 6 homes for sale in TIMBER OAKS FAIRWAY VILLAS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Timber Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
Timber Oaks — neighborhood snapshot
Population
4,268
Median age
56
Median income
$40,850
Median home value
$168,641
Avg household
2
Households w/ children
350
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
6 of 6
TIMBER OAKS FAIRWAY VILLAS have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 8220 SEVEN OAKS COURT UNIT 5
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$115,000
11210 CARRIAGE HILL DRIVE UNIT 2 · same community
2 bd · 2 ba · 954 sqft · $121/sqft · 140 DOM
Sold · Nov ’25$121,000
11135 CARRIAGE HILL DRIVE UNIT 6 · same community
2 bd · 2 ba · 954 sqft · $127/sqft · 62 DOM
Sold · Jan ’26$80,000
11110 CARRIAGE HILL DR UNIT 1 · same community
2 bd · 2 ba · 954 sqft · $84/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8220 SEVEN OAKS COURT UNIT 5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8220 SEVEN OAKS COURT UNIT 5 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8220 SEVEN OAKS COURT UNIT 5 FAQs
What would the monthly payment be for 8220 SEVEN OAKS COURT UNIT 5?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,559/mo — principal and interest, the actual property-tax bill, the $602/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8220 SEVEN OAKS COURT UNIT 5?+
The association fee works out to $602 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8220 SEVEN OAKS COURT UNIT 5?+
The most recent tax bill on record (2025) was $378. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8220 SEVEN OAKS COURT UNIT 5?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $121,000, this home is listed about 51% below the Port Richey median of $249,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8220 SEVEN OAKS COURT UNIT 5?+
Gulf Highlands Elementary School (elementary), Bayonet Point Middle School (middle), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BLUEWATER BAY REALTY GROUP INC · Taylor Brown. MLS #W7889875.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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