233 WESTWINDS DRIVE, PALM HARBOR, FL, 34683
Active1 days on marketListed Oct 11, 2026MLS #W7890151
About this home
233 WESTWINDS DRIVE
Every home has something that makes it special. Others stand out for the lifestyle they make possible! In Palm Harbor’s Baywood Village, this 3-bedroom, 2-bathroom pool home offers something special: room to enjoy Florida living on your own terms. With 1,660 square feet, a 2-car garage, circular driveway, and screened-in swimming pool, there is plenty to appreciate both inside and out. The functional floor plan includes separate living and dining areas, a spacious family room overlooking the pool, a private primary suite, two additional bedrooms with a shared bath, and an indoor laundry room. Plantation shutters and crown molding add timeless character, while a 5-year-old AC, new electrical panel, second water heater, and newer exterior paint are among the property's practical highlights! The screened pool and fenced backyard set the scene for sunny afternoons, casual dinners outdoors, and weekends spent enjoying the Florida sunshine. Better yet, Baywood Village has no deed restrictions and no leasing restrictions, offering flexibility for a full-time residence, seasonal retreat, or investment opportunity. Bring your golf cart, RV, and recreational toys, and enjoy options that can be harder to find in deed-restricted communities. An optional paid clubhouse membership is available for those who want to enjoy additional community amenities. Baywood Village also hosts neighborhood gatherings, including golf cart parades and fishing tournaments! Beyond the neighborhood, enjoy convenient access to Honeymoon Island, Fred Howard Park, Sunset Beach, Wall Springs Park, the Pinellas Trail, and Innisbrook Golf Resort. Historic downtown Tarpon Springs and its famous Sponge Docks add another local favorite for waterfront dining, shopping, and Greek culture. A private pool, a Palm Harbor address, and the freedom to make the property your own. Whether you're searching for a place to call home, a Florida getaway, or an investment opportunity, this is one worth seeing in person! *This home did not flood during the 2024 hurrincanes!*
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,660
Sqft
0.17 ac
Lot size
1968
Year built
One
Levels
$316
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,638 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,638/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.1%
$/sqft vs BAYWOOD VILLAGE
$316 vs $386
Days on market
1 vs 69 typical
Where $316/sqft sits among the 7 homes for sale in BAYWOOD VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Baywood Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Baywood Village — neighborhood snapshot
Population
962
Median age
50
Median income
$78,162
Median home value
$451,100
Avg household
2
Households w/ children
38%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $440K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
4 of 7
BAYWOOD VILLAGE have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 233 WESTWINDS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$450,000
504 DRIFTWOOD DRIVE E · same community
3 bd · 2 ba · 1,637 sqft · $275/sqft · 0 DOM
Sold · Dec ’25$250,000
212 DRIFTWOOD PLACE · same community
3 bd · 2 ba · 1,708 sqft · $146/sqft · 201 DOM
Sold · Jun ’26$450,000
209 WESTWINDS DRIVE · same community
3 bd · 2 ba · 1,787 sqft · $252/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 233 WESTWINDS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 233 WESTWINDS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
233 WESTWINDS DRIVE FAQs
What would the monthly payment be for 233 WESTWINDS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,638/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 233 WESTWINDS DRIVE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 233 WESTWINDS DRIVE?+
The most recent tax bill on record (2025) was $1,803. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 233 WESTWINDS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $525,000, this home is listed about 39% above the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.
Which schools are assigned to 233 WESTWINDS DRIVE?+
Sunset Hills Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$525,000 runs 36% above the PALM HARBOR 34683 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Palm Harbor market that averages 69 — if it fits, move quickly.
04Strong assigned schools
Sunset Hills Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Dina Gorby. MLS #W7890151.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Harbor homes, in your inbox
Like 233 WESTWINDS DRIVE but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →