4613 HARBORPOINTE DRIVE, PORT RICHEY, FL, 34668
Active7 days on marketListed Oct 12, 2026MLS #W7890225
About this home
4613 HARBORPOINTE DRIVE
Experience a rare opportunity to rent in one of Port Richey, Florida’s exclusive waterfront communities at 4613 Harbor Point Dr. Located within a premier double-gated neighborhood planned for just 60 homes, this property offers an exceptional combination of privacy, exclusivity, and the beauty of Florida’s Gulf Coast lifestyle. Enjoy captivating views overlooking the Gulf, where the scenery brings a daily reminder of why waterfront living is so desirable. Keep an eye on the water—you may even spot dolphins swimming by! Whether you’re enjoying a quiet morning, unwinding after a long day, or simply taking in the coastal surroundings, this setting us a special way to experience life on Florida’s Nature Coast. The community’s double-gated access adds another layer of privacy and exclusivity, creating an appealing retreat from the everyday hustle while keeping you connected to everything the greater Tampa Bay area has. If you’ve been searching for a waterfront rental in Port Richey, a home with Gulf views, or an opportunity to enjoy upscale coastal living in a private residential community, this property deserves your attention. Experience the tranquility, waterfront scenery, and distinctive lifestyle that make this location stand out. Don’t miss the opportunity to make this exceptional waterfront property your next home. Contact us today to schedule your private showing and discover the appeal of Gulf Coast living in Port Richey, Florida.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,710
Sqft
0.23 ac
Lot size
2003
Year built
Three Or More
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$203 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$203/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Richey actives
$2 vs $190
Days on market
7 vs 57 typical
Where $2/sqft sits among the 366 Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harborpointe
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
Harborpointe — neighborhood snapshot
Population
950
Median age
51
Median income
$72,941
Median home value
$305,200
Avg household
2
Households w/ children
109
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
199 of 366
Port Richey actives have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4613 HARBORPOINTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$750,000
8717 BETTY STREET
3 bd · 2.5 ba · 2,728 sqft · $275/sqft · 181 DOM
Sold · Mar ’26$800,000
5449 MANATEE POINT DRIVE
3 bd · 3 ba · 2,748 sqft · $291/sqft · 217 DOM
Sold · Apr ’26$1,200,000
5517 MANATEE POINT DRIVE
4 bd · 4 ba · 2,629 sqft · $456/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4613 HARBORPOINTE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4613 HARBORPOINTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4613 HARBORPOINTE DRIVE FAQs
What would the monthly payment be for 4613 HARBORPOINTE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $203/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4613 HARBORPOINTE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $6,000, this home is listed about 98% below the Port Richey median of $249,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4613 HARBORPOINTE DRIVE?+
Richey Elementary School (elementary), Chasco Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT RICHEY 34668 market on paper
$6,000 is 97% below the PORT RICHEY 34668 median of $230,000, and at $2/sqft it sits under the Port Richey average of $203.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 7 days on market in a Port Richey market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REAL ESTATE PARTNERS · Neil Biswas. MLS #W7890225.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Richey homes, in your inbox
Like 4613 HARBORPOINTE DRIVE but not quite? A daily digest of every new listing in Port Richey — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Angela to ping you on any price or status change →