1075 OCEAN LODGE ROAD, LADY LAKE, FL, 32159
Active1 days on marketListed Oct 15, 2026MLS #W7890357
About this home
1075 OCEAN LODGE ROAD
Pre-Construction. To be built. Welcome to Hammock Oaks in Lady Lake, Florida! Featuring a collection of single-family homes located directly east of The Villages. Only 2 miles from everything Lake Sumter Landings has to offer. Catch a movie at the Old Mill Playhouse, grab a bite to eat at The Flying Biscuit Café, or do a little shopping at the local stores. 15 minutes away is Lake Griffin State Park, which you can explore on the multiple hiking trails, with a paddleboard, or on a guided pontoon boat tour. Choose from some of our most popular one and two-story homes, with natural gas and included lawn maintenance. We offer personalized design options with our coordinated designer finishes. The Panama Grand single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. A versatile flex space can be used as an office, a study, or a 4th bedroom. In the dining area, prepare to be wowed. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a double vanity owner’s bath and a huge walk-in closet. Your second-story bonus room is the perfect space for a home office, playroom or guest suite. You can have it all with the Panama Grand. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,361
Sqft
0.15 ac
Lot size
2
Garage
2027
Year built
One
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,522 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,843/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.6%
Days on market
1 vs 97 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $315K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 1075 OCEAN LODGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1075 OCEAN LODGE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1075 OCEAN LODGE ROAD FAQs
What would the monthly payment be for 1075 OCEAN LODGE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,522/mo — principal and interest, estimated property taxes, the $147/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1075 OCEAN LODGE ROAD?+
The association fee works out to $147 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1075 OCEAN LODGE ROAD?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1075 OCEAN LODGE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $349,990, this home is priced right at the Lady Lake median.
Which schools are assigned to 1075 OCEAN LODGE ROAD?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of MALTBIE REALTY GROUP · Bill Maltbie. MLS #W7890357.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lady Lake homes, in your inbox
Like 1075 OCEAN LODGE ROAD but not quite? A daily digest of every new listing in Lady Lake — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →