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Neighborhood · Clearwater, Florida

Sand Key

Barrier-island living between the Gulf and the bay

100

Homes for sale

$849,500

Median list price

$648

Avg price / sqft

77

Median days on market

Search Sand Key on the map

Sand Key is Clearwater's barrier island stretched between the Gulf of Mexico and the Intracoastal, and it lives like one long waterfront address — high-rise condos with balconies over the water, boat slips, and beach access built into daily life. It's a quieter, more residential counterpart to the crowds up at Clearwater Beach, and the community leans heavily toward gated buildings and water views. Of the 102 active listings, 97 are waterfront and 75 sit behind a gate, which tells you exactly what you're buying into. If you want the rest of the coast at your doorstep, the mainland Clearwater homes for sale and neighborhoods like Cove Cay and Imperial Cove are a short drive over the bridge.

Sand Key is a community in Clearwater, Florida.

Quick facts

$443,000$4.6M price range

1,446 sqft median home

$1,238/mo median HOA

$4,000/mo median rent

123 sold in 12 months

Drive times

Tampa Int’l Airport (TPA)46 min
Downtown Tampa51 min

On the market now

Homes for sale in Sand Key

View all 100

Every active listing inside the Sand Key boundary

Open full map search →

Find your fit

Browse Sand Key

Where the market lives

1
33
32
24
10
$400K–$500K$500K–$750K$750K–$1.0M$1.0M–$2.0M$2.0M+

The numbers that matter

The Sand Key market

123

Sold, last 12 months

$925,000

Median sold price

94%

Sale-to-list ratio

What sellers actually get vs asking

72 days

Median time to sell

Sand Key vs Clearwater

Median list price

Sand Key$849K
Clearwater Co.$279K

Price per sqft

Sand Key$648
Clearwater Co.$279

Days on market

Sand Key77d
Clearwater Co.53d

Median sold price — 3-yr, 3-mo rolling

5.6% yr/yr

$615K$856K$1.1MAug ’23Jul ’26

Homes sold per month

0816Aug ’24Jul ’26

Live Stellar MLS data — every listing and closed sale inside the Sand Key boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Sand Key is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Sand Key home

$6,863/mo

Principal & interest $4,476
Property tax $939
HOA / fees $1,238
Insurance (est.) $210

$849,500 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$1,238/mo

Median HOA

From current listings inside the boundary

$4,000/mo

Median rent

Homes for rent inside the boundary

Population

2,337

Median age

71

Median income

$109,542

Median home value

$727,100

Beyond the listings

Living in Sand Key

Culture

Top 4% in the U.S.

Sites to See

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Hobbies & Interests

Top 6% in the U.S.

Wanderlust

Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.

Appearance oriented

Top 16% in the U.S.

Trend Trackers

This population lives as fast as the culture. They like to keep up with the latest trends, especially when it comes to apparel and accessories.

Lifestyles

Top 24% in the U.S.

Wealth Signaling

Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.

Hobbies & Interests

Natural Beauty

This population marvels at the beauty of nature, and they want to capture every breath-taking scene.

Active

Functional Fitness

Looking good and reaching fitness goals is all about discipline: Eat right. Work hard. No excuses. This population is more likely to view working out as a means to an end.

People who close here

Our Clearwater experts

Straight answers

Sand Key FAQs

Is Sand Key a good place to live?+

If you want to live on the water, it's hard to beat — 97 of the 102 active listings are waterfront and 75 are gated, so most days involve a Gulf or Intracoastal view and controlled-access buildings. It's a residential barrier island that trades the tourist energy of Clearwater Beach for something quieter. Tampa International Airport is about 46 minutes away, so travel and mainland errands stay manageable.

Is Sand Key expensive?+

Yes, it sits at the premium end of the Clearwater market, with a median list price of $849,500 and 37 active listings above $1M. Prices climb to $4,599,000 for top Gulf-front units, though the floor is closer to $465,000. You're paying for waterfront and island access, reflected in the roughly $649 per square foot average.

What do homes cost in Sand Key?+

The median list price is $849,500, spanning $465,000 to $4,599,000 across the 102 active listings. Over the past 12 months, 122 homes sold at a median of $926,889. Because inventory is mostly view-driven condos, the median home size is a compact 1,482 sqft.

How is the Sand Key market right now?+

It's an active but measured market — 122 homes sold in the last 12 months, with a median 52.5 days on market. Sellers are getting about 94% of asking on average, so there's real room to negotiate. With 102 listings currently active, buyers have genuine selection compared to the tighter mainland Downtown market.

What about HOA fees and property taxes on Sand Key?+

Budget carefully for carrying costs: the median HOA runs about $1,229/month, which is typical for the high-rise, amenity-rich buildings here. Median property tax lands near $11,273/year. Those numbers are higher than communities like On Top Of The World, so factor them into your monthly picture alongside the purchase price.

Keep exploring

More Clearwater neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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