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Homes for sale · North Port, FloridaHarbor Cove

Affordable waterfront living in southwest Florida

20

Homes for sale

$166,250

Median list price

$166

Avg price / sqft

65

Median days on market

Search Harbor Cove on the map

Harbor Cove is one of North Port's most approachable corners for buyers who want Florida living without a Florida price tag. The community sits in Sarasota County, with a handful of waterfront lots and easy reach to neighboring pockets like Atwater and North Port Gardens. It suits downsizers, first-time buyers, and anyone comfortable trading square footage for a lower cost of entry.

The market reality here is refreshingly simple: prices are low and inventory moves at a measured pace. With a median list price around $166,250 and 20 active listings, buyers have room to compare and negotiate, and sellers are currently collecting about 92% of asking. If you've been priced out elsewhere in the region, North Port and specifically Harbor Cove are worth a close look.

Harbor Cove is a community in North Port, Florida.

Quick facts

$100,000 – $375K price range

1,043 sqft median home

$175/mo median HOA

$1,500/mo median rent

47 sold in 12 months

Living in Harbor Cove

Harbor Cove is a compact, affordable community within North Port, in southwest Florida's Sarasota County. The appeal here is straightforward: smaller, easy-care homes at prices well below much of the surrounding region. It's the kind of place that works for buyers who would rather spend less on housing and more on living.

The median home size is around 1,043 square feet, which tells you a lot about who it suits — downsizers, retirees, first-time buyers, and anyone who wants a manageable footprint. Low square footage means lower maintenance, lower utility bills, and less to clean. That simplicity is a feature, not a limitation, for the right buyer.

North Port itself is a growing city in a part of Florida known for its warm climate and proximity to the Gulf Coast. Harbor Cove benefits from that broader setting while keeping its own identity as a value-driven neighborhood. If your priorities are affordability and easy Florida living, this community earns a serious look.

Neighborhoods and communities in Harbor Cove

Harbor Cove sits among a cluster of North Port communities, each with its own feel and price point. Nearby pockets worth comparing include Atwater, Chamberlain, and North Port Gardens. Touring a few of these helps you calibrate what your budget buys across the area.

Other notable communities in the vicinity include Cranberry Fields and Blue Ridge – Salford. You can compare active listings across these neighborhoods on the live map to see how prices and inventory stack up side by side. Each pocket has its own mix of home styles and lot types.

Within Harbor Cove specifically, five of the current active listings are waterfront — a meaningful share given there are 20 listings in total. That waterfront availability at this price range is uncommon and worth prioritizing if water access matters to you.

Homes for sale in Harbor Cove: prices and housing

The numbers tell a clear story of affordability. The median list price is $166,250, with active listings ranging from $100,000 up to $375,000. The average price per square foot is about $166, and the median home is roughly 1,043 square feet — these are compact, accessible homes.

Over the last 12 months, 48 homes sold at a median price of $124,500, and sellers averaged about 92% of their asking price. Combined with a median of roughly 65 days on market and 20 active listings today, that points to a measured, buyer-friendly market where negotiation is realistic. Patient buyers who do their homework can find value here.

Carrying costs are modest. The median HOA fee is about $175 a month and median property taxes run roughly $1,398 a year. There are currently no new-construction, gated, golf, or 55+ listings among the actives, so plan on established resale homes — with waterfront being the standout segment at five active listings.

Schools in Harbor Cove

Harbor Cove is served by Sarasota County Schools. The most commonly assigned schools for this area are Glenallen Elementary School, Heron Creek Middle School, and North Port High School.

School assignments are tied to specific addresses and can change from year to year. Before you make an offer, confirm the current zoning for the exact home you're considering directly with the district. That one step avoids surprises after closing.

If schools are a top priority, map the assigned schools against your home search early so you can focus on addresses that fit your family's needs.

Getting around Harbor Cove

Harbor Cove is located within North Port in Sarasota County, part of Florida's Gulf Coast region. The area is connected by the major corridors that run through North Port and link it to neighboring communities and the broader southwest Florida coast.

Specific drive times vary depending on where you're headed — work, shopping, the coast, or nearby cities. The practical move is to drive your own commute at the times you'd actually travel, including peak hours, before committing to a home.

As with most of this region, a car is the primary way to get around. Factor your daily routes into your search so the location works for your real-life schedule, not just the map.

Is Harbor Cove a good place to live?

For the right buyer, Harbor Cove delivers real value. The headline is affordability: a median list price of $166,250, homes starting near $100,000, and low carrying costs with taxes around $1,398 a year and HOA dues near $175 a month. Add in waterfront availability at this price point, and the appeal is clear for downsizers and first-time buyers.

The trade-offs are honest ones. Homes are compact — a median of about 1,043 square feet — so this isn't the place for buyers who need lots of space. There's no new construction among current listings, and no gated, golf, or 55+ product in the actives, so you're buying established resale homes.

The market itself favors patient buyers: roughly 65 days on market and sellers netting about 92% of asking means you have room to negotiate. If affordability, low maintenance, and the chance at waterfront are what you're after, Harbor Cove is well worth a close look alongside the other North Port communities.

On the market now

Homes for sale in Harbor Cove

View all 20 →

Every active listing inside the Harbor Cove boundary

Open full map search →

Find your fit

Browse Harbor Cove

By feature — on the live map

Where the market lives

15
4
1
<$200K$200K–$300K$300K–$400K

The numbers that matter

The Harbor Cove market

47

Sold, last 12 months

$125,000

Median sold price

92%

Sale-to-list ratio

What sellers actually get vs asking

77 days

Median time to sell

Harbor Cove vs North Port

Median list price

Harbor Cove$166K
North Port Co.$335K

Price per sqft

Harbor Cove$166
North Port Co.$203

Days on market

Harbor Cove65d
North Port Co.71d

Median sold price — 3-yr, 3-mo rolling

▼ 28.9% yr/yr

$100K$141K$182KNov ’23Oct ’26

Homes sold per month

047Aug ’24Oct ’26

Live Stellar MLS data — every listing and closed sale inside the Harbor Cove boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Harbor Cove is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Harbor Cove home

≈ $1,377/mo

Principal & interest $876
Property tax $116
HOA / fees $175
Insurance (est.) $210

$166,250 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$175/mo

Median HOA

From current listings inside the boundary

$1,500/mo

Median rent

Homes for rent inside the boundary

Population

918

Median age

76

Median income

$63,738

Median home value

$172,468

Beyond the listings

Living in Harbor Cove

Appearance oriented

Trend Trackers

This population lives as fast as the culture. They like to keep up with the latest trends, especially when it comes to apparel and accessories.

Beliefs

Conservation

Good stewards of the earth, this population advocates for a cleaner environment and responsible use of resources. They often encourage others to recycle and use clean energy.

Beliefs

Activism

This population seeks to advocate for a more just world. Common activities include protests, rallies, and spreading awareness to the public about social justice issues.

Active

Fitness Obsession

Passionate about strength training, this population relies heavily on the encouragement of the exercise community. While these people seek the latest fitness techniques, they're also interested in supplements and equipment.

Entertainment

Live & Local Music

This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.

Culture

Sites to See

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Straight answers

Harbor Cove FAQs

Is Harbor Cove a good place to live?+

It's a practical, affordable choice in North Port for buyers who value low cost of entry and easy-care homes. With waterfront listings available and median taxes near $1,398 a year, it appeals to downsizers and first-time owners. The compact home sizes mean less maintenance and lower utility bills.

Is Harbor Cove expensive?+

No — it's one of the more affordable communities in the North Port area, with a median list price of $166,250 and listings ranging from $100,000 to $375,000. The average price per square foot is about $166. For buyers priced out of pricier Sarasota County markets, this is an accessible option.

What do homes cost in Harbor Cove?+

Active listings currently range from $100,000 to $375,000 with a median list price of $166,250. Over the last 12 months, 48 homes sold at a median price of $124,500. The median home is around 1,043 square feet at roughly $166 per square foot.

How is the market in Harbor Cove?+

It's a measured, buyer-friendly market with 20 active listings and a median of about 65 days on market. Sellers are averaging 92% of their asking price, which signals real room to negotiate. With 48 homes sold in the past year, there's steady but unhurried activity.

What about HOA fees and property taxes?+

The median HOA fee is about $175 a month and median property taxes run roughly $1,398 a year. Those are modest carrying costs that help keep monthly ownership affordable. Always confirm the exact HOA dues and what they cover for the specific home you're considering.

What schools serve Harbor Cove?+

The most commonly assigned schools are Glenallen Elementary School, Heron Creek Middle School, and North Port High School. School zoning can change, so verify the current assignment for any specific address with Sarasota County Schools before you buy.

How is the commute from Harbor Cove?+

Harbor Cove sits within North Port in Sarasota County, with access to the major north–south corridors that connect the area to the rest of southwest Florida. Commute times depend on your destination, so map your specific route during peak hours before committing.

Is there new construction in Harbor Cove?+

There are currently no new-construction homes among the active listings, so inventory here is largely established resale homes. Buyers looking for brand-new builds may want to explore newer North Port communities nearby. The upside of Harbor Cove is that existing homes come at lower price points.

Keep exploring

More North Port neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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