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Neighborhood · Oldsmar, Florida

Harbor Palms

Everyday value near the Tampa Bay line

10

Homes for sale

$342,450

Median list price

$262

Avg price / sqft

12

Median days on market

Search Harbor Palms on the map

Harbor Palms sits in Oldsmar on the northern edge of Pinellas County, where Tampa Bay commuters and Gulf-coast weekenders both find a foothold. The homes here run modest and practical — a median size around 1,264 square feet — and the neighborhood keeps you close to the water without the premium the coast usually demands. It's the kind of place where you can weigh a move against nearby options like East Lake Woodlands or Oldsmar Country Club Estates and still come out ahead on price.

For buyers today, the math is friendly. With 9 active listings and a median list price of $349,900, Harbor Palms undercuts a lot of the wider Oldsmar homes for sale market, and 25 sales over the past year show steady, real demand. Sellers are getting about 99% of asking, so pricing is honest — but a 63-day median on market gives a prepared buyer room to negotiate.

Harbor Palms is a community in Oldsmar, Florida.

Quick facts

$259,900$423K price range

1,338 sqft median home

26 sold in 12 months

Drive times

Tampa Int’l Airport (TPA)29 min
Downtown Tampa32 min

On the market now

Homes for sale in Harbor Palms

Every active listing inside the Harbor Palms boundary

Open full map search →

Find your fit

Browse Harbor Palms

By feature — on the live map

Where the market lives

1
8
1
$200K–$300K$300K–$400K$400K–$500K

The numbers that matter

The Harbor Palms market

26

Sold, last 12 months

$372,250

Median sold price

99%

Sale-to-list ratio

What sellers actually get vs asking

68 days

Median time to sell

Harbor Palms vs Oldsmar

Median list price

Harbor Palms$342K
Oldsmar Co.$325K

Price per sqft

Harbor Palms$262
Oldsmar Co.$241

Days on market

Harbor Palms12d
Oldsmar Co.56d

Median sold price — 3-yr, 3-mo rolling

2.2% yr/yr

$250K$390K$530KSep ’23Aug ’26

Homes sold per month

035May ’24Aug ’26

Live Stellar MLS data — every listing and closed sale inside the Harbor Palms boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Harbor Palms is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Harbor Palms home

$2,287/mo

Principal & interest $1,804
Property tax $273
Insurance (est.) $210

$342,450 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

Population

1,336

Median age

36

Median income

$97,143

Median home value

$307,400

Beyond the listings

Living in Harbor Palms

Culture

Top 11% in the U.S.

Hip Hop Culture

Dropping the beat and raising the roof, this population enjoys everything hip hop culture has to offer, including music, dance moves, and fashion.

Appearance oriented

Top 23% in the U.S.

All About Hair

Passionate about all things hair, this population is talking about hair tutorials or the hottest celebrity blowout.

Relationships

Girl Squad

From girls night out to a movie night in with their closest gal pals, this population is all about getting the girls together for an evening of fun.

Entertainment

Live & Local Music

This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.

Beliefs

Activism

This population seeks to advocate for a more just world. Common activities include protests, rallies, and spreading awareness to the public about social justice issues.

Culture

Artistic Appreciation

Galleries, city murals, and skillful latte art gets this population excited. They're always on the lookout for creative expression.

Straight answers

Harbor Palms FAQs

Is Harbor Palms a good place to live?+

It's a practical Oldsmar neighborhood for buyers who want proximity to Tampa Bay without paying a coastal premium. You're about 29 minutes from Tampa International and 32 minutes from downtown Tampa, and assigned schools include East Lake High School, Joseph L. Carwise Middle School, and Oldsmar Elementary. If you're comparing the area, the nearby Country Club community offers another take on the same corner of town.

Is Harbor Palms expensive?+

Not by Oldsmar standards. The median list price is $349,900, with active homes ranging from $259,900 to $449,000, which keeps it below many surrounding neighborhoods. Average price per square foot runs about $270.

What do homes cost in Harbor Palms?+

Currently there are 9 active listings with a median list price of $349,900 and a range of $259,900 to $449,000. Over the past 12 months, 25 homes sold at a median price of $367,000. Most inventory is single-family and modestly sized around 1,264 square feet.

How is the market in Harbor Palms right now?+

It's balanced and steady. Homes take a median of 63 days to sell, but sellers still collect about 99% of their asking price, so well-priced listings hold their value. With 25 sales in the past year against 9 active listings, there's real activity without a frenzy.

What about HOA fees and property taxes?+

Property taxes are light here, with a median around $1,625 per year. HOA data isn't consistently reported for Harbor Palms, so confirm dues on any specific listing. For comparison, communities like Gull Aire Village carry their own fee structures worth reviewing side by side.

Keep exploring

More Oldsmar neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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