540 FORE DRIVE, BRADENTON, FL, 34208
Active5 days on marketListed Sep 15, 2026MLS #A4706120
About this home
540 FORE DRIVE
If life on the water is calling, this exceptional Harbour Walk home puts you right where you want to be. With 103 feet of saltwater canal frontage, a 65-foot dock and two boat lifts—one 10,000 lbs. and one 5,500 lbs.—this property is designed for those who enjoy making the most of Southwest Florida’s boating lifestyle. Bring your boat up to 35 feet and head out with no locks or waiting, cruising through the approximately 6-foot-deep channel directly to the south side of the Manatee River and on to the open waters of the Gulf of Mexico. Located on the desirable even-numbered side of Fore Drive, the waterfront setting makes it easy to enjoy fishing trips, sunset cruises and days spent on the water right from your own backyard. Harbour Walk is a prestigious gated community along the Manatee River, offering direct Gulf access and a prime location for waterfront living. Inside, the home offers generous living spaces with plenty of room to gather and entertain, including a recreation room, private theater and two balconies. A dramatic two-story screened lanai expands the living space outdoors, where marble pavers surround a heated pool and spa, while a fully equipped summer kitchen makes outdoor dining and entertaining easy. Beyond the waterfront lifestyle, the location puts you within convenient reach of downtown Bradenton, Lakewood Ranch, Sarasota, St. Petersburg and Tampa, as well as three airports, excellent dining, cultural attractions, IMG Academy, top medical facilities and a wide variety of outdoor recreation. Spend the morning fishing, enjoy a round of golf in the afternoon and end the day with a relaxing cruise. With its exceptional boating access, spacious living areas and inviting outdoor spaces, this Harbour Walk home offers a wonderful opportunity to enjoy the best of Southwest Florida waterfront living. Come see, come sigh and make this home your own!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
4,711
Sqft
0.37 ac
Lot size
3
Garage
2006
Year built
Two
Levels
$563
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$18,578 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,578/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.4%
$/sqft vs Bradenton actives
$563 vs $241
Days on market
5 vs 56 typical
Where $563/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Braden River East
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Braden River East — neighborhood snapshot
Population
7,295
Median age
52
Median income
$86,737
Median home value
$379,666
Avg household
2
Households w/ children
686
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
255 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 650% above the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 540 FORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,665,000
512 MAST DRIVE · same community
3 bd · 3.5 ba · 3,346 sqft · $498/sqft · 1 DOM
Sold · May ’26$1,225,000
569 MAST DRIVE · same community
4 bd · 3 ba · 2,731 sqft · $449/sqft · 26 DOM
Sold · Jul ’26$1,150,000
4721 MAINSAIL DRIVE · same community
3 bd · 2 ba · 2,557 sqft · $450/sqft · 182 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 540 FORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 540 FORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
540 FORE DRIVE FAQs
What would the monthly payment be for 540 FORE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,578/mo — principal and interest, the actual property-tax bill, the $208/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 540 FORE DRIVE?+
The association fee works out to $208 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 540 FORE DRIVE?+
The most recent tax bill on record (2025) was $35,006. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 540 FORE DRIVE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $2,650,000, this home is listed about 579% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 540 FORE DRIVE?+
William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,650,000 runs 650% above the BRADENTON 34208 median — but at 4,711 sqft it's also nearly 3 times the size of the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Bradenton market that averages 56 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER S · Karie Backman. MLS #A4706120.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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