4153, 4145, and 4137 SIMS STREET, PORT CHARLOTTE, FL, 33981
Active358 days on marketListed Aug 27, 2025MLS #C7514072
About this home
4153, 4145, and 4137 SIMS STREET
Premium opportunity in Port Charlotte — three adjoining parcels ready for your dream home! Discover a rare offering of three contiguous lots in Port Charlotte’s established, convenient neighborhood — the perfect canvas to build a custom residence with room to breathe. Enjoy easy access to a vibrant lifestyle: a short drive to excellent dining, lively nightlife and shopping, quick routes to commuting arteries, and close proximity to the area’s beautiful beaches and fishing opportunities. Sports fans will appreciate being very near the Tampa Bay Rays and Atlanta Braves spring training stadiums. Property highlights: Three adjoining parcels sold together — ideal for a private home site with expanded yard, pool, or guest space. Close to restaurants, bars, cafes and shopping centers for everyday convenience and evening entertainment. Minutes from coastal beaches, marinas and popular fishing spots — perfect for outdoor and water-lifestyle enthusiasts. Quick access to main roads for easy commuting throughout Charlotte County and beyond. Near professional spring training venues (Tampa Bay Rays and Atlanta Braves), making this location a win for sports lovers. Don’t miss this exceptional chance to own contiguous lots in a prime, well-located Port Charlotte setting — perfect for building the home you’ve envisioned. Contact me to schedule a site visit or for more details. Buyers and Buyers agent to verify all information.
Facts & features
The home at a glance
0.69 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$679 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$679/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4153
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$135,000
5153 HOGAN STREET
2 bd · 1 ba · 600 sqft · $225/sqft · 75 DOM
Sold · Nov ’25$255,000
5452 MONTEGO LANE
2 bd · 2 ba · 979 sqft · $260/sqft · 271 DOM
Sold · Oct ’25$145,000
12361 PRUDENTIAL AVENUE
2 bd · 2 ba · 1,039 sqft · $140/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4153 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4153 — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4153 FAQs
What would the monthly payment be for 4153, 4145, and 4137 SIMS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $679/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4153, 4145, and 4137 SIMS STREET?+
The most recent tax bill on record (2024) was $1,294. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $65,000, this home is listed about 80% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4153, 4145, and 4137 SIMS STREET?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$65,000 runs 65% above the PORT CHARLOTTE 33981 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
358 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $80,000, now $65,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Kevin Tracy. MLS #C7514072.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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