
3358 OSPREY LANE, PORT CHARLOTTE, FL, 33953
Active9 days on marketListed Sep 11, 2026MLS #C7530594
About this home
3358 OSPREY LANE
Virtually Staged. Welcome to 3358 Osprey Lane, a beautifully remodeled 3-bedroom, 2-bath, 2-car garage home in the sought-after Riverwood Community of Port Charlotte. Offering approximately 1,617 square feet of living space, this home is tucked along a tranquil backyard pond, creating a peaceful setting to enjoy Florida living. Step inside to a bright, welcoming interior where soaring ceilings, an open living area and abundant natural light give the home an airy, spacious feel. The extensive 2025 renovation brings a fresh, cohesive look throughout, including luxury vinyl plank flooring, contemporary baseboards, fresh interior paint, recessed lighting, cordless blinds, designer black ceiling fans in the living room and all three bedrooms. The beautifully redesigned kitchen is a standout, featuring Petit Oak solid-wood cabinetry with soft-close doors and drawers, 42-inch upper cabinets, a Lazy Susan corner cabinet, sleek black hardware, quartz countertops and a stylish glass backsplash. A counter-level breakfast bar provides plenty of room for casual dining and entertaining, while stainless-steel appliances, including a slide-in range, a deep stainless-steel sink with black integrated-sprayer faucet and garbage disposal complete this thoughtfully updated space. The spacious primary suite overlooks the pond and offers direct access to the lanai, making it easy to start or end the day enjoying the peaceful water view. The suite provides both a built-in closet and a walk-in closet, while the remodeled en-suite bath features a dual-sink Petit Oak vanity with quartz countertop, coordinating black hardware, a frameless glass walk-in shower and a separate soaking tub. Two generously sized guest bedrooms offer flexibility for family, visitors, a home office or hobby space, and the guest bath continues the home's updated style with a matching Petit Oak vanity and quartz countertop. Enjoy the Florida lifestyle from the screened lanai overlooking the backyard pond, updated with an epoxy-finished floor and designer ceiling fan with integrated light. Additional 2025 improvements include a new roof, fresh exterior paint, an epoxy-finished garage floor, new garage coach lights and an updated front-door lockset. Living in Riverwood means enjoying a gated, resort-style community known for its tree-lined surroundings and extensive recreation. Amenities include a resort-style pool and lap pool, fitness center, pickleball courts, dog parks, activity center, six Har-Tru tennis courts (clay) and croquet, with optional access to the Riverwood Golf Club (additional fee) and Beach Club on Manasota Key (subject to availability and additional fees). The community is also conveniently located for enjoying Southwest Florida's boating, world-class fishing, beautiful beaches, shopping, dining and cultural attractions.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,617
Sqft
0.14 ac
Lot size
2
Garage
2001
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,266 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,266/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.8%
$/sqft vs Port Charlotte actives
$228 vs $211
Days on market
9 vs 59 typical
Where $228/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverwood
Get to know Port Charlotte. See the full Port Charlotte guide →
Riverwood — neighborhood snapshot
Population
1,436
Median age
69
Median income
$101,439
Median home value
$357,200
Avg household
2
Households w/ children
18%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
223 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1577% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3358 OSPREY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$340,000
5068 INSHORE LANDING DRIVE · same community
3 bd · 2 ba · 1,696 sqft · $200/sqft · 185 DOM
Sold · Mar ’26$370,000
5048 INSHORE LANDING DRIVE · same community
4 bd · 2 ba · 2,043 sqft · $181/sqft · 78 DOM
Sold · Nov ’25$535,000
11513 11TH AVENUE E · same community
4 bd · 3 ba · 2,506 sqft · $213/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 3358 OSPREY LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3358 OSPREY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3358 OSPREY LANE FAQs
What would the monthly payment be for 3358 OSPREY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,266/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3358 OSPREY LANE?+
The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3358 OSPREY LANE?+
The most recent tax bill on record (2025) was $7,209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3358 OSPREY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $369,000, this home is listed about 12% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3358 OSPREY LANE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXIT GULF COAST REALTY · Janice Samano. MLS #C7530594.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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