221 S Raven TERRACE, INVERNESS, FL, 34450
Active18 days on marketListed Sep 24, 2026MLS #CC858113
About this home
221 S Raven TERRACE
NEW SEPTIC BEING INSTALLED! Built in 1940, this absolutely charming home blends timeless character with modern updates! Completely renovated inside and out, this 2-bedroom, 2-bathroom gem offers a fresh, move-in-ready retreat with relaxing views from the front porch of the water across the street. The interior is well-designed and maximizes every square foot with a carefully designed floor plan, creating a welcoming feel throughout. The beautifully updated kitchen features white wood cabinetry, granite countertops, and stainless-steel appliances. Luxury vinyl plank flooring flows throughout the home, complemented by stylish 5-inch baseboards and updated finishes. Additional improvements include a NEW ROOF and WATER HEATER in 2026, providing added value and peace of mind. Conveniently located just minutes from historic downtown Inverness, beautiful lakes, restaurants, shopping, schools, and medical facilities, with easy access to Interstate 75 for travel and commuting. Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this beautifully reimagined 1940's home offers the perfect combination of vintage charm, modern comfort, and convenience. Don't miss your opportunity to own a piece of Inverness charm with all the updates you've been looking for!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
707
Sqft
0.28 ac
Lot size
1940
Year built
One
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,511 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,511/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+62.6%
$/sqft vs Inverness actives
$297 vs $179
Days on market
18 vs 69 typical
Where $297/sqft sits among the 252 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $252K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
105 of 252
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 221 S Raven TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$40,000
221 S RAVEN TERRACE
2 bd · 1.5 ba · 707 sqft · $57/sqft · 7 DOM
Sold · Jul ’26$160,000
821 S HONEY WAY
2 bd · 1 ba · 725 sqft · $221/sqft · 48 DOM
Sold · Aug ’26$117,063
905 S Sunfish AVENUE
3 bd · 2 ba · 816 sqft · $143/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 221 S Raven TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 221 S Raven TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
221 S Raven TERRACE FAQs
What would the monthly payment be for 221 S Raven TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,511/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 221 S Raven TERRACE?+
The most recent tax bill on record (2025) was $260. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $210,000, this home is listed about 21% below the Inverness median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 221 S Raven TERRACE?+
Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY - ELITE PARTNERS II · Tomika Spires-Hanssen. MLS #CC858113.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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