CENTURY 21 Edge

9160 GRAND AVENUE, PLACIDA, FL, 33946

Active163 days on marketListed Feb 24, 2026MLS #D6146282

WaterfrontPRESERVE LITTLE GASPARILLA

About this home

9160 GRAND AVENUE

Unspoiled beauty defines this beachfront lot, offering 125 feet of direct Gulf frontage and extending approximately 483 feet deep, totaling about 1.386 acres. Located in Little Gasparilla Preserve Phase II, it presents a rare opportunity to build a custom beachfront home on one of Southwest Florida's last remaining bridgeless barrier islands. The property includes two deeded boat slips and deeded access from the bayside docks directly to your private beachfront homesite. Enjoy wide, unobstructed Gulf views and the privacy that comes with owning a large parcel in this unique island setting. Little Gasparilla Island is one of Florida's last truly Old Florida barrier islands quiet, uncrowded, and intentionally disconnected. There are no bridges and no commercial development. Access is by private boat or water taxi only, a reality that has preserved the island rather than changed it. Positioned between the Gulf of Mexico and the protected waters of Charlotte Harbor, the island offers wide natural Gulf beaches on one side and calm bay waters with dockage on the other. Life here follows the rhythm of tides and daylight, not traffic or schedules. Days are spent walking empty beaches, shelling, sight-casting snook along the shoreline, kayaking the bay, and fishing local waters. Evenings bring steady Gulf breezes and long sunsets, with dolphins, sea turtles, manatees, and coastal wildlife regularly seen along the shore.

Facts & features

The home at a glance

1.39 ac

Lot size

WaterfrontPets allowed

Inside

Outside & construction

Community & fees

HOA fee$470/mo
Taxes (2025)$6,328/yr
PetsYes

Utilities & systems

UtilitiesElectrical Nearby · Water Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,207 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property tax — 2025 actual bill$527
HOA fee — from the listing$470
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,500
Interest rate6.00%
Loan term

Estimated payment

$6,207/mo

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property taxes (actual bill)$527
HOA / condo fee$470
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Placida

Map of 9160 GRAND AVENUE

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$475K$595K

Placida median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2401% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Feb 24, 2026Listed at $875,000 · 163 days on market since

Reality check

What actually sold near 9160 GRAND AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6020 BOCA GRANDE CAUSEWAY UNIT 56 Boat SlipSold · Jan ’26

$200,000

6020 BOCA GRANDE CAUSEWAY UNIT 56 Boat Slip

132 DOM

8714 KING STREETSold · Aug ’25

$449,000

8714 KING STREET

2 bd · 1 ba · 720 sqft · $624/sqft · 48 DOM

9200 LITTLE GASPARILLA UNIT 203Sold · Jun ’26

$285,000

9200 LITTLE GASPARILLA UNIT 203

1 bd · 1 ba · 787 sqft · $362/sqft · 281 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jasmine Ince

Your agent

Jasmine Ince

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9160 GRAND AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9160 GRAND AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9160 GRAND AVENUE FAQs

What would the monthly payment be for 9160 GRAND AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,207/mo — principal and interest, the actual property-tax bill, the $470/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9160 GRAND AVENUE?+

The association fee works out to $470 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9160 GRAND AVENUE?+

The most recent tax bill on record (2025) was $6,328. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9160 GRAND AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $875,000, this home is listed about 35% above the Placida median of $649,450. The market section on this page shows how the area is trending.

Which schools are assigned to 9160 GRAND AVENUE?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$875,000 runs 2401% above the PLACIDA 33946 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & CO. - BOCA · Mike Nabers. MLS #D6146282.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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9160 GRAND AVENUE, PLACIDA, FL — $875,000 | CENTURY 21 Edge