9144 CARTER ST, PLACIDA, FL, 33946
Active367 days on marketListed Jul 23, 2025MLS #TB8407895
About this home
9144 CARTER ST
Exceptional waterfront lot along Placida Harbor on Little Gasparilla Island with private community dockage! This nearly one acre lot is located within the Preserve of Little Gasparilla Island and gives you almost 200’ direct waterfront views of the Intracoastal Waterway. In addition, rightoff your lot is a series of well maintained docks which contains your private slip (boat lift can be added). Nestled in the northwest corner of this lot is a small Easement that allows for theLGI communities non-denominational Chapel. Here, residents as well as visitors worship during Sunday services. Enjoy quiet strolls on the beach or down the long, winding golf cart paths. Experience the soothing sounds of the Gulf and the many varieties of island birds or catch the vivid colors of each sunset-this lot is a dream come true!*** Little Gasparilla Island is a bridge-less barrier island and can only be accessed by boat. ****Owner financing available****
Facts & features
The home at a glance
0.94 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,854 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,854/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1186% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 9144 CARTER ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$200,000
6020 BOCA GRANDE CAUSEWAY UNIT 56 Boat Slip
132 DOM
Sold · Aug ’25$449,000
8714 KING STREET
2 bd · 1 ba · 720 sqft · $624/sqft · 48 DOM
Sold · Jun ’26$285,000
9200 LITTLE GASPARILLA UNIT 203
1 bd · 1 ba · 787 sqft · $362/sqft · 281 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 9144 CARTER ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9144 CARTER ST — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9144 CARTER ST FAQs
What would the monthly payment be for 9144 CARTER ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,854/mo — principal and interest, the actual property-tax bill, the $417/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9144 CARTER ST?+
The association fee works out to $417 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9144 CARTER ST?+
The most recent tax bill on record (2024) was $5,145. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9144 CARTER ST?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $449,987, this home is listed about 31% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9144 CARTER ST?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$449,987 runs 1186% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
367 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PALERMO REAL ESTATE PROF. INC. · Lynne Brown. MLS #TB8407895.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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