545 GASPAR DRIVE, PLACIDA, FL, 33946
Active11 days on marketListed Oct 1, 2026MLS #D6148946
About this home
545 GASPAR DRIVE
TROPICAL BOATER’S DREAM! Welcome to an incredible waterfront lifestyle in this spacious residence offering over 3,200 square feet of living space on a spectacular .65-acre oversized lot! Located in a peaceful waterfront community with beautiful homes and waterways, this property offers the best of Florida living with NO BRIDGES to open water and just minutes to Gasparilla Pass and the Gulf. Step inside and discover an inviting open-concept floor plan with generous living spaces, plenty of natural light, and room to comfortably live and entertain. The home is move-in ready and offers an exciting opportunity to add your own personal style over time—whether you choose to enjoy it exactly as it is or gradually create your ultimate coastal retreat, the visions are endless. For the boating enthusiast, this property truly delivers! Enjoy beautiful canal views, a concrete seawall, 2025 dock 14x6, at the other end of property a concrete land dock 27x12, 2022 10,000 lb boat lift, and electric at the dock creating an ideal setup for enjoying Southwest Florida’s incredible waterways. From your own backyard, you can be on the water and head toward Gasparilla Pass and the Gulf in minutes—with no bridges to navigate! Just steps from the water, a large concrete waterfront patio 39x15 provides the perfect gathering spot to set up a fire pit, add a few comfortable chairs, and unwind while enjoying the peaceful surroundings. And when the day begins to wind down, the northwest-facing rear of the home puts you in prime position to enjoy spectacular Southwest Florida sunsets, with the evening sky putting on a dazzling show across the water. Grab a drink, gather around the fire pit, and watch another beautiful Florida day come to an end. Adding even more flexible living space, the home features an additional enclosed Florida room of approximately 51.0’ x 19.0’, with a full wall of windows that fills the space with natural light and creates a wonderful connection to the tropical surroundings. Major improvements are already in place, including a 2026 roof and 2026 A/C, giving you added peace of mind and allowing you to focus on the fun—making the home uniquely yours. The oversized two-car garage offers excellent space for vehicles, water toys, storage, and all the gear that comes with the Florida lifestyle. The .65-acre lot provides plenty of room to enjoy the outdoors and the privacy of your own waterfront setting. Whether you're looking for a full-time residence, seasonal getaway, or waterfront retreat, this property offers an exceptional combination of space, location, boating access, and opportunity. Located near shopping, restaurants, everyday conveniences, multiple airports, and Southwest Florida’s beautiful beaches, this is the kind of property where you can move in, start enjoying the Florida lifestyle immediately, and make it your own at your own pace. Bring your boat, bring your vision, and start living the Southwest Florida dream!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
3,276
Sqft
0.67 ac
Lot size
2
Garage
1976
Year built
One
Levels
$305
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,036 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,036/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10%
$/sqft vs Placida actives
$305 vs $355
Days on market
11 vs 167 typical
Where $305/sqft sits among the 157 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Haze
Get to know Placida. See the full Placida guide →
Cape Haze — neighborhood snapshot
Population
216
Median age
62
Median income
$81,528
Median home value
$811,600
Avg household
2
Households w/ children
1%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
68 of 157
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2757% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 545 GASPAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,350,000
440 GREEN DOLPHIN DRIVE S · same community
3 bd · 3.5 ba · 2,577 sqft · $524/sqft · 67 DOM
Sold · Jun ’26$1,600,000
525 GASPAR DRIVE · same community
3 bd · 2.5 ba · 2,191 sqft · $730/sqft · 30 DOM
Sold · Feb ’26$1,400,000
12440 PLACIDA ROAD
3 bd · 3 ba · 2,874 sqft · $487/sqft · 639 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 545 GASPAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 545 GASPAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
545 GASPAR DRIVE FAQs
What would the monthly payment be for 545 GASPAR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,036/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 545 GASPAR DRIVE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 545 GASPAR DRIVE?+
The most recent tax bill on record (2025) was $12,755. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 545 GASPAR DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $1,000,000, this home is listed about 61% above the Placida median of $622,500. The market section on this page shows how the area is trending.
Which schools are assigned to 545 GASPAR DRIVE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,000,000 runs 2757% above the PLACIDA 33946 median — but at 3,276 sqft it's also nearly twice the size of the typical Placida listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Elizabeth Gerber. MLS #D6148946.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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