CENTURY 21 Edge
$674,900≈$5,335 /mo all-in ↓

PLACIDA ROAD, PLACIDA, FL, 33946

Active0 days on marketListed Oct 12, 2026MLS #D6149144

PLACIDA

About this home

PLACIDA ROAD

Location, location, location! Oversized commercial vacant lot in the center of Placida and Cape Haze. One of the largest commercial tracts off of Gasparilla Island/Boca Grande! The 1094 feet of road frontage offers high visibility with dual entrance/exit locations. The CG zoning includes a multiple range of options to an investor.

Facts & features

The home at a glance

10.89 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$15,359/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,335 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property tax — 2025 actual bill$1,280
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,490
Interest rate6.00%
Loan term

Estimated payment

$5,335/mo

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property taxes (actual bill)$1,280
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Placida

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer — 9.4 months of inventoryBuyer’s market

$475K → $595K

Placida median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1828% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Oct 12, 2026Listed at $674,900 · 0 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about PLACIDA ROAD — start here.

CallText
gianfranco.diflumeri@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for PLACIDA ROAD — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

PLACIDA ROAD FAQs

What would the monthly payment be for PLACIDA ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,335/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on PLACIDA ROAD?+

The most recent tax bill on record (2025) was $15,359. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Placida?+

At $674,900, this home is listed about 8% above the Placida median of $622,500. The market section on this page shows how the area is trending.

Which schools are assigned to PLACIDA ROAD?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$674,900 runs 1828% above the PLACIDA 33946 median.

02Fresh on the market

Listed today in a Placida market that averages 167 — if it fits, move quickly.

03Strong assigned schools

Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of THE BRC GROUP, LLC · Brian Corcoran. MLS #D6149144.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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