
2120 NW 15TH STREET, CRYSTAL RIVER, FL, 34428
Active11 days on marketListed Oct 1, 2026MLS #G5118380
Come see it
Upcoming open house
Sat, Oct 17
10:00 AM – 12:00 PM
About this home
2120 NW 15TH STREET
Welcome to waterfront living in desirable Woodland Estates in Crystal River. This 2-bedroom, 2.5-bath stilt home offers the ultimate setup for enjoying Florida’s Nature Coast, complete with a private pool, covered boat lift, canal frontage, and the option to purchase the property as a truly turnkey waterfront retreat—including the boat currently on the lift. All living space is located upstairs, where an inviting open-concept floor plan brings together the kitchen, dining, and living areas. The kitchen features hard-surface countertops, stainless steel appliances, and plenty of cabinetry, while plantation shutters throughout add a classic coastal touch. Impact/storm windows provide additional protection and peace of mind. The split-bedroom layout provides privacy for both owners and guests. The spacious primary suite includes a private ensuite bathroom and walk-in closet, creating a comfortable retreat away from the main living areas. Just off the interior living space, the screened rear porch is perfect for morning coffee, an evening cocktail, or grilling dinner while enjoying the waterfront setting. Outside is where this home really shines. The private pool features a sun deck and elegant glass surround, creating a beautiful resort-inspired space for relaxing and entertaining. A convenient pool half bath means there’s no need to head upstairs during a day spent by the water. Boaters will appreciate the covered 10,000-lb boat lift located directly on the canal, keeping your boat protected and ready to go. From your backyard, head out to explore Crystal River, the natural springs, and the Gulf of America for boating, fishing, kayaking, wildlife viewing, and unforgettable days on the water. Adding to its one-of-a-kind setting, the property also borders Crystal River Archaeological State Park, placing the beauty and history of the Nature Coast right outside your door. Explore the park's historic Native American mounds, enjoy nearby trails for walking, hiking, and biking, and experience a remarkable piece of Florida history—all just steps from home. The lower level also features a single-vehicle garage, providing valuable space for storage, boating and fishing gear, tools, or a workshop. The home also has space for a future elevator, offering the opportunity to add even greater convenience between levels. Best of all, the property is available with a turnkey package for buyers who want to start enjoying their Crystal River getaway immediately. Furnishings and household items can be included—and even the Ranger 223 tritoon with a 150 HP motor currently sitting on the lift can be part of the package. Pool. Boat. Gulf access. Furnishings. Just bring your toothbrush and start living the Crystal River lifestyle. Don't MISS this opportunity: SCHEDULE your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,400
Sqft
0.2 ac
Lot size
1
Garage
2016
Year built
Two
Levels
$661
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,977 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,977/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
$/sqft vs Crystal River actives
$661 vs $217
Days on market
11 vs 70 typical
Where $661/sqft sits among the 224 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $275K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
87 of 224
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 389% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 2120 NW 15TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$375,000
2855 N RIVERS EDGE BOULEVARD UNIT 213
3 bd · 2.5 ba · 1,392 sqft · $269/sqft · 278 DOM
Sold · Feb ’26$385,000
3628 N HIAWATHA TERRACE
2 bd · 2.5 ba · 1,380 sqft · $279/sqft · 147 DOM
Sold · Oct ’26$220,000
1910 NW 15th COURT
3 bd · 2 ba · 1,368 sqft · $161/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2120 NW 15TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2120 NW 15TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2120 NW 15TH STREET FAQs
What would the monthly payment be for 2120 NW 15TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,977/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2120 NW 15TH STREET?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2120 NW 15TH STREET?+
The most recent tax bill on record (2025) was $5,598. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2120 NW 15TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $925,000, this home is listed about 186% above the Crystal River median of $323,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2120 NW 15TH STREET?+
Crystal River High School (high), Crystal River Middle School (middle), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Coby McClellan. MLS #G5118380.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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