CENTURY 21 Edge
$1,799,000$1,890,0004 bd4.5 ba5,489 sqft$328 /sqft≈$11,720 /mo all-in ↓

4107 SW STATE ROAD 45, NEWBERRY, FL, 32669

Active83 days on marketListed Jul 21, 2026MLS #GC542119

✦ Reduced $91KPrivate poolSingle Family ResidenceN/A

About this home

4107 SW STATE ROAD 45

Welcome to your dream country estate in the heart of Newberry, Florida. Nestled on 32 picturesque acres within the city limits, this exceptional property offers the perfect blend of luxury, privacy, and country living. From the expansive pastures to the thoughtfully designed home and impressive outdoor amenities, every detail has been crafted to create an extraordinary lifestyle. Step through the grand entrance into a warm and inviting living space centered around a beautiful gas fireplace, creating the perfect setting for relaxing evenings or entertaining family and friends. The open-concept floor plan flows effortlessly into the dining area and gourmet kitchen, where custom cherry cabinetry, granite countertops, premium appliances, and rich hickory flooring combine timeless elegance with everyday functionality. The home features 4 spacious bedrooms and 4.5 luxurious bathrooms, providing plenty of room for family and guests. The owner's suite serves as a private retreat with a spa-inspired bathroom featuring a soaking tub, travertine walk-in shower, and a generous walk-in closet. Large windows throughout the home showcase peaceful views of the surrounding acreage. An oversized attached garage offers abundant space for vehicles, recreational equipment, and storage. Outdoors, the property is equally impressive. Enjoy your own fenced-in swimming pool complete with a beautiful waterfall feature, creating the perfect place to cool off, entertain, or unwind while overlooking the scenic countryside. The sprawling acreage includes expansive pastures ideal for horses, livestock, or simply enjoying the beauty and privacy of rural North Florida. A massive 6,000-square-foot barn provides exceptional space for hay storage, equipment, farm operations, or a variety of other uses. While you'll enjoy the peace and tranquility of country living, you'll also appreciate the convenience of being located within the city limits of Newberry and just a short drive to Gainesville. Nearby you'll find the University of Florida, UF Health Shands Hospital, shopping, dining, and countless recreational opportunities. This remarkable 32-acre estate offers a rare opportunity to own a luxurious country property with outstanding amenities, including a resort-style pool, expansive barn, and beautiful pastureland—all in one of North Central Florida's most desirable locations. Schedule your private showing today and experience everything this exceptional property has to offer.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

5,489

Sqft

32 ac

Lot size

5

Garage

2017

Year built

Two

Levels

$328

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · L Dining · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionCement Siding · HardiPlank Type · Stone
FoundationSlab
FacesWest
ParkingDriveway
ExteriorFrench Doors · Lighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$14,136/yr

Utilities & systems

UtilitiesFiber Optics
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,720 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,707
PMI (est., until 20% equity)$675
Property tax — 2025 actual bill$1,178
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $179,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $179,900
Interest rate6.00%
Loan term

Estimated payment

$11,720/mo

Principal & interest$9,707
PMI (est., until 20% equity)$675
Property taxes (actual bill)$1,178
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs N/A

$328 vs $279

Days on market

83 vs 75 typical

Where $328/sqft sits among the 244 homes for sale in N/A

119
68 · this home
19
12
8
18
$135–269$269–403$403–536$536–670$670–803$803+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Newberry

Get to know Newberry. See the full Newberry guide →

NEWBERRY 32669 — neighborhood snapshot

Population

17,436

Median age

39.6

Median income

$102,335

Median home value

$308,000

Avg household

2.68

Households w/ children

2,180

For the school run

Alachua County School District

MiddleOak View Middle School★★★★★
HighNewberry High School★★★★★
ElementaryNewberry Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Newberry market

Seller’s marketLeans seller — 3.6 months of inventoryBuyer’s market

$343K → $335K

Newberry median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

138 of 244

N/A have cut their price

Median sold price, Newberry, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 415% above the NEWBERRY 32669 median. See the full Newberry market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,799,000 ▼ $91K
Jul 21, 2026Listed at $1,890,000 · 83 days on market since
2017Built · N/A

Reality check

What actually sold near 4107 SW STATE ROAD 45

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2055 E C 462Sold · Dec ’25

$1,250,000

2055 E C 462 · same community

3 bd · 3.5 ba · 6,234 sqft · $201/sqft · 45 DOM

5303 NW 73RD TERRACESold · Dec ’25

$3,721,000

5303 NW 73RD TERRACE · same community

5 bd · 5.5 ba · 6,930 sqft · $537/sqft · 0 DOM

23245 CROOM ROADSold · Dec ’25

$1,080,000

23245 CROOM ROAD · same community

4 bd · 4 ba · 3,836 sqft · $282/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4107 SW STATE ROAD 45 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4107 SW STATE ROAD 45 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4107 SW STATE ROAD 45 FAQs

What would the monthly payment be for 4107 SW STATE ROAD 45?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,720/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4107 SW STATE ROAD 45?+

The most recent tax bill on record (2025) was $14,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Newberry?+

At $1,799,000, this home is listed about 362% above the Newberry median of $389,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4107 SW STATE ROAD 45?+

Oak View Middle School (middle), Newberry High School (high), Newberry Elementary School (elementary) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,799,000 runs 415% above the NEWBERRY 32669 median — but at 5,489 sqft it's also nearly 3 times the size of the typical Newberry listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $1,890,000, now $1,799,000 — a $91K cut. The full history is in the market section below.

Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Brad Smith. MLS #GC542119.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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