CENTURY 21 Edge
Short-Term Rental Eligible
$340,0003 bd2 ba2,024 sqft$168 /sqft$2,603 /mo all-in ↓

4362 SUN CENTER ROAD, MULBERRY, FL, 33860

Active7 days on marketListed Aug 7, 2026MLS #L4964120

Single Family ResidenceFESTIVAL POINTE/SUNDANCE PH 02

About this home

4362 SUN CENTER ROAD

Welcome to 4362 Sun Center Road in Mulberry, offering the perfect combination of updated style, functional living space, and a convenient South Lakeland-area location! Situated on a corner lot, this spacious 3-bedroom, 2-bath home offers 2,024 square feet of living space PLUS a versatile bonus room—ideal for a home office, playroom, hobby space, or additional sitting area. Step inside to an inviting open-concept floor plan with a desirable split-bedroom design and LVP flooring throughout the main living areas and bedrooms. The bonus room adds a touch of personality with decorative vinyl flooring and provides that extra flex space today's homeowners appreciate. At the heart of the home is the beautifully updated kitchen, featuring new cabinetry, granite countertops, a center island, and stainless steel appliances. With plenty of prep space and an open connection to the main living areas, the kitchen is designed for everything from everyday meals to entertaining family and friends. The spacious primary suite is privately positioned away from the secondary bedrooms and features an updated en-suite bathroom with dual sinks and a generously sized walk-in shower. Two additional bedrooms and a full guest bathroom provide comfortable accommodations for family, guests, or additional workspace. Outside, enjoy a fully fenced backyard & covered lanai providing room to relax, entertain, garden, or enjoy the Florida sunshine. A two-car garage provides additional parking and storage. Major updates include a ROOF REPLACED IN JULY 2025, HWH & A/C REPLACED IN 2024, offering added value and peace of mind for the next owner. Conveniently located in the South Lakeland-adjacent area of Mulberry, this home provides easy access to shopping, dining, medical facilities, and major east-west roadways connecting you to both the Tampa and Orlando areas. If you've been searching for an updated home with plenty of space, a flexible floor plan, and a location that keeps everyday conveniences within easy reach, 4362 Sun Center Road deserves a spot on your must-see list!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,024

Sqft

0.17 ac

Lot size

2

Garage

2011

Year built

One

Levels

$168

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorFire Pit · Private Mailbox · Private Yard · Sliding Doors

Community & fees

HOA fee$50/mo
Taxes (2025)$2,895/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,603 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$241
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$2,603/mo

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$241
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$326KedgeAI estimate $357,424 · range $341K$393K$408K

vs edgeAI estimate

−4.9%

$/sqft vs Mulberry actives

$168 vs $182

Days on market

7 vs 31 typical

Where $168/sqft sits among the 92 Mulberry actives

9
16
23 · this home
22
13
9
$121–141$141–161$161–182$182–202$202–223$223+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Festival, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityFestival
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,972/mo median

MarketMulberry
Annual gross at median$23,664
Gross yield on this price7.0%
Homes for rent right now8

Live Mulberry rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Sundance

Map of 4362 SUN CENTER ROAD inside its neighborhood boundary

Drive times from this address

Downtown Tampa45 min
Tampa Int’l Airport (TPA)58 min
Walt Disney World59 min
Universal Orlando69 min
Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Festival is a short-term-rental community. See the full guide →

Sundance — neighborhood snapshot

Population

3,020

Median age

33

Median income

$78,862

Median home value

$259,700

Avg household

3

Households w/ children

388

For the school run

Polk County School District

ElementaryJames W. Sikes Elementary School★★★★★
HighMulberry Senior High School★★★★
MiddleMulberry Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mulberry market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$300K$290K

Mulberry median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

53 of 92

Mulberry actives have cut their price

Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the MULBERRY 33860 median. See the full Mulberry market guide →

Paper trail

This home's history

Aug 7, 2026Listed at $340,000 · 7 days on market since
2011Built · FESTIVAL POINTE/SUNDANCE PH 02

Reality check

What actually sold near 4362 SUN CENTER ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3281 ENCLAVE BOULEVARDSold · Oct ’25

$342,000

3281 ENCLAVE BOULEVARD

4 bd · 3 ba · 2,125 sqft · $161/sqft · 141 DOM

4565 FAIRWAY OAKS DRIVESold · Sep ’25

$510,000

4565 FAIRWAY OAKS DRIVE

4 bd · 2 ba · 1,889 sqft · $270/sqft · 22 DOM

4453 FAIRWAY OAKS DRIVESold · May ’26

$424,900

4453 FAIRWAY OAKS DRIVE

3 bd · 3.5 ba · 2,172 sqft · $196/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 4362 SUN CENTER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4362 SUN CENTER ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4362 SUN CENTER ROAD FAQs

What would the monthly payment be for 4362 SUN CENTER ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,603/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4362 SUN CENTER ROAD?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4362 SUN CENTER ROAD?+

The most recent tax bill on record (2025) was $2,895. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4362 SUN CENTER ROAD be rented short-term?+

Yes — this home sits inside Festival, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4362 SUN CENTER ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mulberry?+

At $340,000, this home is listed about 13% above the Mulberry median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4362 SUN CENTER ROAD?+

James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$340,000 runs 18% above the MULBERRY 33860 median — but at 2,024 sqft it's also 32% larger than the typical Mulberry listing.

02Zoned for nightly rentals

Festival is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Fresh on the market

Only 7 days on market in a Mulberry market that averages 31 — if it fits, move quickly.

Listing courtesy of ENGEL & VOELKERS LAKELAND · Lisa Matheny. MLS #L4964120.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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