4873 S ATLANTIC AVENUE, PONCE INLET, FL, 32127
Active187 days on marketListed Apr 6, 2026MLS #NS1087837
About this home
4873 S ATLANTIC AVENUE
THREE (3) OCEANFRONT PARCELS, ONE EXTRAORDINARY OPPORTUNITY!! These 3 cleared build-ready homesites located directly on Ponce Inlet’s pristine “no-drive” sugar sand beach offer the ultimate canvas for an exceptional coastal estate or private family retreat. Build your dream home on one parcel & sell the other two and recoup your investment. Opportunities to own 3 oceanfront lots in this coveted setting are very rare! These three lots are the only undeveloped parcels in this exclusive boutique community known as The Cottages in Ponce Inlet. Residents enjoy private beach access via a dedicated walkover to the pristine 'no-drive' beach, offering a tranquil and unspoiled coastal experience. The four existing residences within the community are solid block construction and showcase refined craftsmanship, private elevators & expansive verandas boasting sweeping ocean views on both the second and third levels. This offering includes all three parcels as a package, encompassing 4873 S Atlantic (Parcel #1), 4875 S Atlantic (Parcel #2), and 4877 S Atlantic (Parcel #3). Whether you choose to maximize value, create a multi-home retreat, or secure long-term investment potential, this rare offering delivers both flexibility and the chance to enjoy an irreplaceable oceanfront lifestyle. Walk or bike to local attractions such as the historic Ponce Inlet Lighthouse and Jetty Park, Marine Science Center, museum, nature preserves, marinas, charter fishing, dog park/dog beach and much more!!
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$18,408 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,408/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ponce Inlet
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $612K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 623% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4873 S ATLANTIC AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$320,000
4799 S ATLANTIC AVENUE UNIT 3030
1 bd · 1 ba · 727 sqft · $440/sqft · 150 DOM
Sold · Dec ’25$349,000
4799 S ATLANTIC AVENUE UNIT 502
2 bd · 2 ba · 999 sqft · $349/sqft · 2 DOM
Sold · May ’26$285,000
30 INLET HARBOR ROAD UNIT 5030
2 bd · 2 ba · 1,137 sqft · $251/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 4873 S ATLANTIC AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4873 S ATLANTIC AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4873 S ATLANTIC AVENUE FAQs
What would the monthly payment be for 4873 S ATLANTIC AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,408/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4873 S ATLANTIC AVENUE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4873 S ATLANTIC AVENUE?+
The most recent tax bill on record (2025) was $9,124. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4873 S ATLANTIC AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $2,999,900, this home is listed about 307% above the Ponce Inlet median of $737,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4873 S ATLANTIC AVENUE?+
Spruce Creek High School (high), Port Orange Elementary School (elementary), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,999,900 runs 623% above the PONCE INLET 32127 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
187 days on market against a Ponce Inlet median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Spruce Creek High School, Port Orange Elementary School, Silver Sands Middle School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $3,250,000, now $2,999,900 — a $250K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TEAM CARON REALTY · Diane Caron. MLS #NS1087837.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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