4695 S ATLANTIC AVENUE, PONCE INLET, FL, 32127
Active18 days on marketListed Sep 22, 2026MLS #NS1089325
About this home
4695 S ATLANTIC AVENUE
WOW FACTOR!! MAGNIFICENT 5 BEDROOM (PLUS OFFICE) / 5 BATHROOM DIRECT OCEANFRONT POOL HOME WITH NEARLY 7,000 SQ. FT. TOTAL and 5,130 SQ FT OF LUXURIOUS LIVING AREA including IMPRESSIVE GLASS ELEVATOR and BRAND NEW ROOF!! THIS EXQUISITE ONE OWNER HOME HAS OCEAN VIEWS FROM EVERY ROOM!! IDEALLY LOCATED ON AN EXTRAORDINARY HALF-ACRE ESTATE LOT WITH 101+ FEET OF OCEAN FRONTAGE PLUS A SEAWALL ON THE PRISTINE "NO DRIVE" BEACH IN SOUGHT AFTER PONCE INLET!! EXPERTLY CONSTRUCTED BY RENOWNED MCCARTHY BUILDERS reflecting TRUSTED CRAFTSMANSHIP essential to oceanfront living. STORM SHUTTERS THROUGHOUT provide comprehensive protection. Enter this STATELY SHOWPLACE and your eyes focus on the SPACIOUS OPEN FLOOR PLAN with SOARING CEILING as well as the ABUNDANT WINDOWS showcasing MESMERIZING OCEAN VIEWS!! TWO SPACIOUS LIVING AREAS, A CUSTOM BUILT-IN WET BAR WITH SEATING & COZY FIREPLACE provides the perfect ambiance for relaxing or entertaining. The FULLY-EQUIPPED KITCHEN includes CORIAN COUNTERTOPS, NEWER APPLIANCES with WOLF COOKTOP, DOUBLE WALL OVENS, SUB ZERO REFRIGERATOR, WINE FRIDGE, BREAKFAST BAR and AMPLE COUNTER AND STORAGE SPACE. TWO SPACIOUS PRIMARY EN-SUITES, ONE ON EACH LEVEL, PROVIDE THE ULTIMATE IN PRIVACY AND COMFORT. The LUXURIOUS SECOND FLOOR PRIMARY SUITE is an OCEANFRONT RETREAT with PANORAMIC OCEAN VIEWS, FIREPLACE, WALK-IN CLOSET PLUS MANY ADDITIONAL CLOSETS. Refresh in the SPA-INSPIRED BATHROOM featuring a PRIVATE DRY SAUNA, DUAL SINKS, LUXURIOUS SOAKING TUB, SEPARATE SHOWER & PRIVATE WATER CLOSET. Your friends & family will appreciate the THREE LARGE GUEST BEDROOMS each with CLOSET ORGANIZERS and THREE GUEST BATHROOMS designed with functionality & convenience. Enjoy working from the VERSATILE HOME OFFICE complete with BUILT-IN DESK, DEDICATED CLOSET & SCREENED BALCONY with GREAT OCEAN VIEW!! TWO ADDITIONAL BALCONIES and an INVITING SCREENED LANAI offer peaceful settings to enjoy breathtaking views and coastal breezes. The SPARKLING HEATED POOL & SPA and LARGE PAVER PATIO are perfect for relaxing or entertaining. The AWESOME ARCHITECTURE, UNMATCHED SETTING, MANICURED GROUNDS & CIRCULAR DRIVEWAY create EXCEPTIONAL CURB APPEAL!! The SPACIOUS TWO CAR GARAGE features SHARK FLOORING, ATTIC WITH PULL DOWN STAIRS, TANKLESS HOT WATER HEATER & CENTRAL VACUUM SYSTEM. DUAL HVAC SYSTEMS including ONE BRAND NEW SYSTEM deliver comfort & energy efficiency throughout the home. This is a RARE OPPORTUNITY to own an EXQUISITE OCEANFRONT PROPERTY offering this unmatched combination of scale and frontage. The pristine wide beach of beautiful Ponce Inlet is perfect for walking, biking, jogging or relaxing. Walk or bike to the historic Ponce Inlet Lighthouse, Jetty Park, Marine Science Center, waterfront restaurants, public pickleball, tennis & basketball courts, playgrounds, tiki bars, parks preserves, nature trails, dog park/dog beach, marinas, charter fishing, boating and a myriad of water sports. SCHEDULE YOUR PRIVATE SHOWING TODAY!!
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
5,139
Sqft
0.49 ac
Lot size
2
Garage
1991
Year built
One
Levels
$710
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$22,936 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$22,936/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+64.3%
$/sqft vs Ponce Inlet actives
$710 vs $364
Days on market
18 vs 59 typical
Where $710/sqft sits among the 52 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $612K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
23 of 52
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 780% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4695 S ATLANTIC AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$2,600,000
4693 S ATLANTIC AVENUE · same community
4 bd · 4 ba · 3,238 sqft · $803/sqft · 82 DOM
Sold · Mar ’26$2,100,000
1 MAR AZUL N
4 bd · 4 ba · 5,022 sqft · $418/sqft · 63 DOM
Sold · Oct ’25$2,475,000
4427 S ATLANTIC AVENUE
4 bd · 4.5 ba · 3,513 sqft · $705/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4695 S ATLANTIC AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4695 S ATLANTIC AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4695 S ATLANTIC AVENUE FAQs
What would the monthly payment be for 4695 S ATLANTIC AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $22,936/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4695 S ATLANTIC AVENUE?+
The most recent tax bill on record (2025) was $20,548. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ponce Inlet?+
At $3,650,000, this home is listed about 395% above the Ponce Inlet median of $737,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4695 S ATLANTIC AVENUE?+
Spruce Creek High School (high), Port Orange Elementary School (elementary), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,650,000 runs 780% above the PONCE INLET 32127 median — but at 5,139 sqft it's also nearly 2 times the size of the typical Ponce Inlet listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Spruce Creek High School, Port Orange Elementary School, Silver Sands Middle School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of TEAM CARON REALTY · Diane Caron. MLS #NS1089325.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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