CENTURY 21 Edge
$675,000$699,0003 bd3 ba1,952 sqft$346 /sqft≈$5,586 /mo all-in ↓

4625 RIVERS EDGE VILLAGE LANE UNIT 5208, PONCE INLET, FL, 32127

Active1 days on marketListed Oct 9, 2026MLS #NS1089439

✦ Reduced $24KCondominiumRIVERS EDGE HARBOUR VILLAGE

About this home

4625 RIVERS EDGE VILLAGE LANE UNIT 5208

Beautifully renovated 3-bedroom, 3-bath Marlin floor plan end unit in sought-after Harbour Village! Enjoy beautiful river, marina and private preserve views from two private balconies, offering exceptional privacy and the perfect place to relax and watch sunsets over the Intracoastal. The spacious floor plan features a private guest suite, custom closets in every bedroom, luxury vinyl plank flooring, plantation shutters and updated lighting. The kitchen features quartzite countertops and stainless-steel appliances. Offered unfurnished. Enjoy resort-style amenities including golf, tennis, fishing pier, nature trails, private restaurant, 3 pools, 2 fitness centers and a private beach club on Ponce Inlet's no-drive beach. A 50-ft boat slip with a 33,000-lb Superlift installed in 2023 may also be purchased with the condo for an additional $215,000. An incredible opportunity to enjoy the Harbour Village lifestyle!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,952

Sqft

2.32 ac

Lot size

2001

Year built

One

Levels

$346

Per sqft

Trees/Woods & Water view

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane · Metal
ConstructionConcrete · Stucco
FoundationOther
ViewTrees/Woods · Water
FacesNorth
ParkingAssigned
ExteriorBalcony · Lighting · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

HOA fee$779/mo
Taxes (2025)$9,019/yr
PetsCats OK, Dogs OK, Number Limit
CommunityBoat Slip · Canal Front · Dock · Fishing · Intracoastal Waterway · Marina · River · Water Access · BBQ Area · Buyer Approval Required · Clubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,586 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property tax — 2025 actual bill$752
Condo fee — from the listing$779
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,500
Interest rate6.00%
Loan term

Estimated payment

$5,586/mo

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property taxes (actual bill)$752
HOA / condo fee$779
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $675K
$635KedgeAI estimate $734,908 · range $661K–$808K$841K

vs edgeAI estimate

−8.2%

Days on market

1 vs 69 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ponce Inlet

Drive times from this address

Downtown Orlando≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ponce Inlet. See the full Ponce Inlet guide →

PONCE INLET 32127 — neighborhood snapshot

Population

28,430

Median age

53.6

Median income

$65,260

Median home value

$301,800

Avg household

2.18

Households w/ children

2,656

For the school run

Volusia County School District

HighSpruce Creek High School★★★★★
ElementaryPort Orange Elementary School★★★★★
MiddleSilver Sands Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ponce Inlet market

Seller’s marketLeans buyer — 7.2 months of inventoryBuyer’s market

$616K → $612K

Ponce Inlet median sold, yr/yr

94.1%

Sale-to-list ratio (12 mo)

Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →

Paper trail

This home's history

CurrentPrice reduced to $675,000 ▼ $24K
Oct 9, 2026Listed at $699,000 · 1 days on market since
2001Built · RIVERS EDGE HARBOUR VILLAGE

Reality check

What actually sold near 4625 RIVERS EDGE VILLAGE LANE UNIT 5208

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4624 HARBOUR VILLAGE BOULEVARD UNIT 4503Sold · Nov ’25

$650,000

4624 HARBOUR VILLAGE BOULEVARD UNIT 4503 · same community

3 bd · 3 ba · 2,138 sqft · $304/sqft · 12 DOM

4626 HARBOUR VILLAGE BOULEVARD UNIT 3201Sold · Oct ’25

$715,000

4626 HARBOUR VILLAGE BOULEVARD UNIT 3201 · same community

3 bd · 3 ba · 2,207 sqft · $324/sqft · 75 DOM

4623 RIVERS EDGE VILLAGE LANE UNIT 6306Sold · Jun ’26

$410,000

4623 RIVERS EDGE VILLAGE LANE UNIT 6306 · same community

2 bd · 2 ba · 1,339 sqft · $306/sqft · 109 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4625 RIVERS EDGE VILLAGE LANE UNIT 5208 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4625 RIVERS EDGE VILLAGE LANE UNIT 5208 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4625 RIVERS EDGE VILLAGE LANE UNIT 5208 FAQs

What would the monthly payment be for 4625 RIVERS EDGE VILLAGE LANE UNIT 5208?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,586/mo — principal and interest, the actual property-tax bill, the $779/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4625 RIVERS EDGE VILLAGE LANE UNIT 5208?+

The association fee works out to $779 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4625 RIVERS EDGE VILLAGE LANE UNIT 5208?+

The most recent tax bill on record (2025) was $9,019. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4625 RIVERS EDGE VILLAGE LANE UNIT 5208?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ponce Inlet?+

At $675,000, this home is listed about 10% below the Ponce Inlet median of $749,500. The market section on this page shows how the area is trending.

Which schools are assigned to 4625 RIVERS EDGE VILLAGE LANE UNIT 5208?+

Spruce Creek High School (high), Port Orange Elementary School (elementary), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$675,000 runs 63% above the PONCE INLET 32127 median.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $779/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 1 day on market in a Ponce Inlet market that averages 69 — if it fits, move quickly.

05Strong assigned schools

Spruce Creek High School, Port Orange Elementary School, Silver Sands Middle School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PONCE INLET REALTY, INC · Summer Frarer. MLS #NS1089439.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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