4625 RIVERS EDGE VLLG LANE UNIT 5208, PONCE INLET, FL, 32127
Active1 days on marketListed Oct 9, 2026MLS #NS1089441
About this home
4625 RIVERS EDGE VLLG LANE UNIT 5208
Rare opportunity to own a beautifully renovated 3-bedroom, 3-bath Marlin floor plan end unit PLUS 50-ft Boat Slip #4 in sought-after Harbour Village! Slip #4 features a 33,000-lb Superlift installed in 2023, creating the ultimate Florida boating lifestyle. The residence offers river, marina and private preserve views with two private balconies, perfect for enjoying sunsets over the Intracoastal. Inside, enjoy a private guest suite, custom closets in every bedroom, luxury vinyl plank flooring, plantation shutters and updated lighting. The kitchen features quartzite countertops and stainless-steel appliances. Offered unfurnished. Harbour Village amenities include golf, tennis, fishing pier, nature trails, private restaurant, 3 pools, 2 fitness centers and a private beach club on Ponce Inlet's no-drive beach. An exceptional opportunity to enjoy waterfront living with your boat just steps away!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,952
Sqft
2.32 ac
Lot size
2001
Year built
One
Levels
$469
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,971 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,971/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.3%
$/sqft vs Ponce Inlet actives
$469 vs $364
Days on market
1 vs 59 typical
Where $469/sqft sits among the 52 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $612K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
23 of 52
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 120% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4625 RIVERS EDGE VLLG LANE UNIT 5208
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$650,000
4624 HARBOUR VILLAGE BOULEVARD UNIT 4503 · same community
3 bd · 3 ba · 2,138 sqft · $304/sqft · 12 DOM
Sold · Oct ’25$715,000
4626 HARBOUR VILLAGE BOULEVARD UNIT 3201 · same community
3 bd · 3 ba · 2,207 sqft · $324/sqft · 75 DOM
Sold · Jun ’26$410,000
4623 RIVERS EDGE VILLAGE LANE UNIT 6306 · same community
2 bd · 2 ba · 1,339 sqft · $306/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4625 RIVERS EDGE VLLG LANE UNIT 5208 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4625 RIVERS EDGE VLLG LANE UNIT 5208 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4625 RIVERS EDGE VLLG LANE UNIT 5208 FAQs
What would the monthly payment be for 4625 RIVERS EDGE VLLG LANE UNIT 5208?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,971/mo — principal and interest, the actual property-tax bill, the $779/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4625 RIVERS EDGE VLLG LANE UNIT 5208?+
The association fee works out to $779 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4625 RIVERS EDGE VLLG LANE UNIT 5208?+
The most recent tax bill on record (2025) was $9,019. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4625 RIVERS EDGE VLLG LANE UNIT 5208?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $915,000, this home is listed about 24% above the Ponce Inlet median of $737,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4625 RIVERS EDGE VLLG LANE UNIT 5208?+
Spruce Creek High School (high), Port Orange Elementary School (elementary), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$915,000 runs 120% above the PONCE INLET 32127 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $779/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 1 day on market in a Ponce Inlet market that averages 59 — if it fits, move quickly.
05Strong assigned schools
Spruce Creek High School, Port Orange Elementary School, Silver Sands Middle School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PONCE INLET REALTY, INC · Summer Frarer. MLS #NS1089441.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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