
5048 SHOREWAY LOOP UNIT 40404, ORLANDO, FL, 32819
Active81 days on marketListed Jul 1, 2026MLS #O6421145
About this home
5048 SHOREWAY LOOP UNIT 40404
PENTHOUSE CORNER LAKE-VIEW CONDO FULLY REMODELED for sale in the highly sought-after Vista Cay Resort, one of Orlando’s premier resort communities where short-term rentals are permitted, making this property especially appealing for Airbnb and VRBO investors, vacation-home buyers, second-home owners, or full-time residents. Owners have the flexibility to self-manage or select the property management company of their choice, providing added control over rental strategy and operating costs. Ideally positioned directly across from the main entrance to Universal’s Epic Universe and adjacent to the Orange County Convention Center, this owner-occupied residence offers a spacious primary suite with a beautifully remodeled en-suite bath, two additional bedrooms, a second full bath, a dedicated den/office that can serve as a work-from-home space or additional guest area, a full laundry room, and generous storage. The open-concept interior showcases high-quality tile flooring throughout, crown molding, remodeled bathrooms, a glass-enclosed walk-in shower in the primary suite, upgraded high-end kitchen appliances, a water softener system, custom laundry cabinetry with LED lighting, abundant natural light, and a private balcony overlooking the lake. Major improvements include a 2018 A/C system, all A/C copper refrigerant lines replaced in 2025, and a 2018 water heater, offering buyers added confidence in the property’s major systems. Vista Cay Resort is a gated community offering an impressive collection of resort-style amenities, including multiple heated swimming pools, hot tubs, children’s water features and splash pad, pool bars, game room, fitness center, clubhouse, concierge services, walking and jogging trails, beautifully maintained grounds, and convenient access to nearby shopping, dining, and entertainment. The community’s location provides excellent connectivity to I-4, SR 528/Beachline Expressway, Orlando International Airport, International Drive, Universal Orlando Resort, SeaWorld, Walt Disney World, Downtown Orlando, shopping malls, and Central Florida’s major attractions. With Orlando welcoming more than 77 million visitors in 2025, the continued draw of Epic Universe, and year-round convention traffic, Vista Cay remains exceptionally well positioned within Orlando’s tourism and hospitality corridor. Adding to the long-term investment appeal, the Orange County Convention Center is undergoing a $560 million expansion that will add approximately 44,000 square feet of meeting space, further strengthening demand for nearby accommodations. Whether you are looking to expand an existing Airbnb or VRBO portfolio, acquire an Orlando vacation rental, purchase a second home with rental flexibility, or invest in a strategically located property near Epic Universe and the Convention Center, this penthouse corner lake-view residence offers an outstanding combination of location, upgrades, resort amenities, and investment potential. A detailed list of furniture and furnishings included in the sale is attached to the MLS documents. The den image has been virtually enhanced using AI for marketing purposes.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,097
Sqft
0.05 ac
Lot size
2006
Year built
One
Levels
$333
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,080 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,080/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.6%
$/sqft vs Orlando actives
$333 vs $242
Days on market
81 vs 42 typical
Where $333/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Vista Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Vista Cay is a short-term-rental community. See the full guide →
ORLANDO 32819 — neighborhood snapshot
Population
28,399
Median age
39.7
Median income
$94,386
Median home value
$454,000
Avg household
2.49
Households w/ children
2,799
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
211 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 137% above the ORLANDO 32819 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 5048 SHOREWAY LOOP UNIT 40404
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$600,000
5048 SHOREWAY LOOP UNIT 40104 · same community
3 bd · 2 ba · 2,097 sqft · $286/sqft · 93 DOM
Sold · Jul ’26$315,000
5309 WILLIAMSPORT DRIVE
3 bd · 2 ba · 2,081 sqft · $151/sqft · 5 DOM
Sold · Oct ’25$372,000
10106 DONHILL COURT
2 bd · 2 ba · 2,040 sqft · $182/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 5048 SHOREWAY LOOP UNIT 40404 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5048 SHOREWAY LOOP UNIT 40404 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5048 SHOREWAY LOOP UNIT 40404 FAQs
What would the monthly payment be for 5048 SHOREWAY LOOP UNIT 40404?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,080/mo — principal and interest, the actual property-tax bill, the $261/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5048 SHOREWAY LOOP UNIT 40404?+
The association fee works out to $261 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5048 SHOREWAY LOOP UNIT 40404?+
The most recent tax bill on record (2025) was $7,507. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 5048 SHOREWAY LOOP UNIT 40404 be rented short-term?+
Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 5048 SHOREWAY LOOP UNIT 40404?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $699,000, this home is listed about 81% above the Orlando median of $385,250. The market section on this page shows how the area is trending.
Which schools are assigned to 5048 SHOREWAY LOOP UNIT 40404?+
Tangelo Park Elementary (elementary), Lake Buena Vista High School (high), Westridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$699,000 runs 137% above the ORLANDO 32819 median — but at 2,097 sqft it's also 32% larger than the typical Orlando listing.
02Zoned for nightly rentals
Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Water views
The water view is part of what you're buying — views hold value independently of the structure.
Keep looking
Similar homes nearby
Listing courtesy of VISTA CAY REALTY COMPANY · Gabriela Buche. MLS #O6421145.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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