5048 SHOREWAY LOOP UNIT 40304, ORLANDO, FL, 32819
Active3 days on marketListed Sep 17, 2026MLS #O6442861
About this home
5048 SHOREWAY LOOP UNIT 40304
4th FLOOR condo FULLY FURNISHED, SHORT-TERM RENTAL APPROVED and ideally positioned in the heart of Orlando’s tourism and convention district in Vista Cay Resort. This spacious 3-bedroom, 2-bath condominium offers an impressive 2,097 square feet, providing substantially more living space than many traditional vacation rental condos. Important recent updates include A/C REPLACED IN 2022, WATER HEATER REPLACED IN 2021 and NEW REFRIGERATOR IN 2026, providing valuable upgrades for the next owner. Whether used as an AIRBNB, VRBO, vacation rental, second home, long-term rental or full-time residence, Vista Cay offers outstanding ownership flexibility with NO REQUIRED PROPERTY MANAGEMENT COMPANY, allowing owners to choose how their property is managed and rented. The residence features an expansive open floor plan, laminate and ceramic tile flooring, a spacious kitchen with granite countertops, solid wood cabinetry and pantry, generous living and dining areas, and a private balcony. The primary suite includes an en-suite bath with dual sinks, soaking tub and separate shower, while two additional bedrooms provide comfortable accommodations for guests. Offered FULLY FURNISHED, the property provides an excellent foundation for an investor seeking a furnished Orlando vacation rental. Vista Cay Resort is one of Orlando’s established SHORT-TERM RENTAL communities and enjoys an exceptional location directly across from Universal EPIC Universe and adjacent to the Orange County Convention Center, providing access to both leisure and convention-driven visitors. The resort is minutes from Universal Orlando Resort, SeaWorld, International Drive, ICON Park, restaurants, shopping and entertainment, with convenient access to Walt Disney World and Orlando International Airport. Vista Cay’s extensive amenities include multiple resort-style pools, hot tubs, pool bars, clubhouse, updated fitness center, basketball court, playground, game room, movie room, business center, approximately two-mile lakefront walking/jogging trail, BBQ areas and EV charging. The gated resort also offers elevator-served condominium buildings, and association fees include cable TV, internet, water, trash, exterior and grounds maintenance and community pool maintenance. SHORT-TERM RENTALS INCLUDING AIRBNB AND VRBO ARE PERMITTED, along with long-term rental and personal occupancy, and owners are not restricted to a designated property management company. With its 2,097-square-foot floor plan, furnished condition, recent A/C, water heater and refrigerator updates, resort amenities and prime location near Epic Universe and the Orange County Convention Center, this Vista Cay condo offers an attractive opportunity for investors looking to expand an Orlando Airbnb/VRBO portfolio or buyers seeking a vacation home with flexible rental options.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,097
Sqft
0.05 ac
Lot size
2006
Year built
One
Levels
$295
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,646 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,646/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.9%
$/sqft vs Orlando actives
$295 vs $242
Days on market
3 vs 42 typical
Where $295/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Vista Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Vista Cay is a short-term-rental community. See the full guide →
ORLANDO 32819 — neighborhood snapshot
Population
28,399
Median age
39.7
Median income
$94,386
Median home value
$454,000
Avg household
2.49
Households w/ children
2,799
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
212 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 110% above the ORLANDO 32819 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 5048 SHOREWAY LOOP UNIT 40304
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$600,000
5048 SHOREWAY LOOP UNIT 40104 · same community
3 bd · 2 ba · 2,097 sqft · $286/sqft · 93 DOM
Sold · Jul ’26$315,000
5309 WILLIAMSPORT DRIVE
3 bd · 2 ba · 2,081 sqft · $151/sqft · 5 DOM
Sold · Oct ’25$372,000
10106 DONHILL COURT
2 bd · 2 ba · 2,040 sqft · $182/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 5048 SHOREWAY LOOP UNIT 40304 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5048 SHOREWAY LOOP UNIT 40304 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5048 SHOREWAY LOOP UNIT 40304 FAQs
What would the monthly payment be for 5048 SHOREWAY LOOP UNIT 40304?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,646/mo — principal and interest, the actual property-tax bill, the $261/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5048 SHOREWAY LOOP UNIT 40304?+
The association fee works out to $261 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5048 SHOREWAY LOOP UNIT 40304?+
The most recent tax bill on record (2025) was $7,828. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 5048 SHOREWAY LOOP UNIT 40304 be rented short-term?+
Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 5048 SHOREWAY LOOP UNIT 40304?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $619,000, this home is listed about 61% above the Orlando median of $385,250. The market section on this page shows how the area is trending.
Which schools are assigned to 5048 SHOREWAY LOOP UNIT 40304?+
Tangelo Park Elementary (elementary), Lake Buena Vista High School (high), Westridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$619,000 runs 110% above the ORLANDO 32819 median — but at 2,097 sqft it's also 32% larger than the typical Orlando listing.
02Zoned for nightly rentals
Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Water views
The water view is part of what you're buying — views hold value independently of the structure.
04Fresh on the market
Only 3 days on market in a Orlando market that averages 42 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of VISTA CAY REALTY COMPANY · Drew Frahm. MLS #O6442861.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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