1306 RAIN FOREST LANE, MINNEOLA, FL, 34715
Active9 days on marketListed Sep 11, 2026MLS #O6434313
About this home
1306 RAIN FOREST LANE
Virtually Staged. Some photos have been virtually staged for illustrative purposes. Welcome to 1306 Rain Forest Ln in the desirable Oak Valley community of Minneola! Offering 4 bedrooms and over 2,200 sq. ft. of living space, this spacious home combines a versatile floor plan, valuable updates, and a convenient Central Florida location—making it an excellent opportunity for homeowners and investors alike. Step inside to find French doors opening to a private den, a raised dining area accented by a decorative pillar, and a comfortable layout with plenty of room to live, work, and entertain. Hardwood, wood-laminate, and tile flooring flow throughout—NO CARPET! Additional features include ceiling fans, faux-wood blinds, laundry room cabinetry, and a Wi-Fi-enabled garage door opener. Several major components have already been updated, including the septic drain field in 2015 and the roof, water heater, garage door opener, and garage door springs in 2018. The home also features a newer A/C system with a Wi-Fi smart thermostat for added convenience. Additional improvements completed in 2020 include irrigation valves, an insulated front door, back door, storm door, exterior paint, and refreshed landscaping. Outdoor living is another highlight! The spacious 23' x 12' open stone patio is surrounded by mature oak trees that provide welcome afternoon shade—an inviting setting for grilling, entertaining, or simply relaxing outdoors. Oak Valley offers a community park with a playground and basketball courts. Nearby, enjoy access to the Minneola Athletic Complex, Orlando Health National Training Center, Lake Minneola recreation, walking trails, shops, cafés, restaurants, and more. Convenient access to US-27 and the Florida Turnpike makes traveling throughout Central Florida easy. Whether you're looking for your next home or an investment opportunity, 1306 Rain Forest Ln offers space, updates, location, and potential all in one. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,272
Sqft
0.26 ac
Lot size
2
Garage
2000
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,319 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,319/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.1%
$/sqft vs Minneola actives
$183 vs $231
Days on market
9 vs 44 typical
Where $183/sqft sits among the 120 Minneola actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Valley
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Minneola. See the full Minneola guide →
Oak Valley — neighborhood snapshot
Population
1,701
Median age
42
Median income
$101,827
Median home value
$391,000
Avg household
3
Households w/ children
146
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Minneola market
$515K → $481K
Minneola median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
60 of 120
Minneola actives have cut their price
Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the MINNEOLA 34715 median. See the full Minneola market guide →
Paper trail
This home's history
Reality check
What actually sold near 1306 RAIN FOREST LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$430,000
1108 CHATEAU CIRCLE
4 bd · 2.5 ba · 2,320 sqft · $185/sqft · 150 DOM
Sold · Mar ’26$515,000
9646 SPRING LAKE DRIVE
3 bd · 3 ba · 2,344 sqft · $220/sqft · 155 DOM
Sold · Feb ’26$465,000
9703 SPRING LAKE DRIVE
4 bd · 3 ba · 2,372 sqft · $196/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1306 RAIN FOREST LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1306 RAIN FOREST LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1306 RAIN FOREST LANE FAQs
What would the monthly payment be for 1306 RAIN FOREST LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,319/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1306 RAIN FOREST LANE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1306 RAIN FOREST LANE?+
The most recent tax bill on record (2025) was $6,138. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1306 RAIN FOREST LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Minneola?+
At $415,000, this home is listed about 22% below the Minneola median of $534,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1306 RAIN FOREST LANE?+
Minneola Charter School (elementary), South Lake High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · McKeisha Inniss. MLS #O6434313.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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