4252 NW 55TH TERRACE, OCALA, FL, 34482
Active25 days on marketListed Sep 17, 2026MLS #O6441088
About this home
4252 NW 55TH TERRACE
Welcome to resort-style living in Ocala Preserve! This beautifully upgraded Shea Homes Declare model features 2 bedrooms with ensuite baths, a private office/den, and an open-concept floor plan designed for comfortable Florida living. The gourmet kitchen is a standout with stone countertops, stainless-steel appliances, oversized island, pantry, and additional cabinetry for abundant storage. Tile flooring throughout and a spacious laundry room with cabinetry add style and convenience.Relax on the covered lanai or take advantage of Ocala Preserve’s exceptional amenities, including a resort-style pool, clubhouse, fitness center, lakeside restaurant, spa, and golf course designed by Tripp Davis and Tom Lehman. Conveniently located near shopping, dining, medical services, and the World Equestrian Center. Whether you're looking for a full-time residence or seasonal retreat, this move-in-ready home delivers the upgrades, location, and lifestyle Ocala buyers are looking for. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,048
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,561 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,561/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.4%
$/sqft vs OCALA PRESERVE PH 9
$188 vs $212
Days on market
25 vs 74 typical
Where $188/sqft sits among the 7 homes for sale in OCALA PRESERVE PH 9
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
2 of 7
OCALA PRESERVE PH 9 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4252 NW 55TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$474,000
4135 NW 55TH COURT · same community
2 bd · 2.5 ba · 2,069 sqft · $229/sqft · 86 DOM
Sold · Nov ’25$390,000
4255 NW 55TH TERRACE · same community
3 bd · 2.5 ba · 2,017 sqft · $193/sqft · 87 DOM
Sold · Mar ’26$363,500
4232 NW 56TH COURT · same community
2 bd · 2 ba · 1,938 sqft · $188/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4252 NW 55TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4252 NW 55TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4252 NW 55TH TERRACE FAQs
What would the monthly payment be for 4252 NW 55TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,561/mo — principal and interest, the actual property-tax bill, the $528/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4252 NW 55TH TERRACE?+
The association fee works out to $528 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4252 NW 55TH TERRACE?+
The most recent tax bill on record (2025) was $5,242. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4252 NW 55TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $384,900, this home is listed about 29% above the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 4252 NW 55TH TERRACE?+
Fessenden Elementary School (elementary), North Marion Middle School (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Jessica Brown. MLS #O6441088.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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