4355 NW 55TH TERRACE, OCALA, FL, 34482
Active6 days on marketListed Aug 22, 2026MLS #OM730670
About this home
4355 NW 55TH TERRACE
Welcome to **Ocala Preserve**, one of Northwest Ocala’s sought-after gated communities, where resort-style living, convenience, and the Ocala lifestyle come together beautifully. This **impressive Laurel model** has been thoughtfully upgraded and offers the perfect combination of comfort, privacy, and functionality. Featuring **2 bedrooms, 2 bathrooms, plus a spacious office/flex room**, this home offers a versatile floor plan that can easily accommodate full-time living, seasonal stays, a home office, or additional guest space. The desirable split-bedroom layout provides privacy, while the open-concept design creates an inviting space for entertaining and everyday living. From the moment you step inside, you’ll notice the thoughtful details. The welcoming entry leads into a convenient **interior laundry room with an oversized storage closet**, providing the organization and storage every homeowner appreciates. The heart of the home is the beautifully designed kitchen, which opens directly to the family room, making it easy to stay connected with family and guests. The kitchen features **stone countertops, a custom backsplash, stainless-steel appliances, a walk-in pantry, and smart-home capabilities**. Whether you’re preparing a quick breakfast before heading out or entertaining friends, this kitchen is designed to make everyday living enjoyable. The spacious primary suite offers a peaceful retreat with a **large walk-in closet** and an impressive ensuite bathroom. The primary bath features **dual vanities, a private water closet, a large walk-in shower, and a relaxing garden tub**—the perfect place to unwind at the end of the day. One of the home's standout features is the **extended, upgraded lanai**. Designed with insulation to help keep the Florida heat at bay, it provides an inviting outdoor living space that you can enjoy morning, afternoon, or evening. With **two ceiling fans**, there’s plenty of room to sit back, relax, and enjoy the Florida lifestyle. Step outside and you’ll appreciate the **fenced backyard**, offering privacy and a wonderful space for your four-legged family members to safely enjoy the outdoors. And then there’s the lifestyle. **Ocala Preserve offers an exceptional array of amenities** within a beautiful gated setting, while its convenient Northwest Ocala location places you close to restaurants, grocery stores, banking, shopping, and everything you need for everyday living. For those who come to Ocala for the **winter equestrian season**, this home is ideally positioned for enjoying all that Ocala’s renowned horse country has to offer, including convenient access to the **World Equestrian Center and nearby equestrian venues**. Whether you’re looking for a beautiful **year-round residence, a seasonal Ocala retreat, an investment property, or a comfortable home for your winter equestrian lifestyle**, this Laurel model offers the flexibility and features to make it an exceptional choice. **Beautifully upgraded. Thoughtfully designed. Ideally located.** Come experience the comfort, privacy, and lifestyle this Ocala Preserve home has to offer. **This is one you’ll want to see in person!**
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,853
Sqft
0.14 ac
Lot size
2
Garage
2022
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,728 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,728/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.4%
$/sqft vs OCALA PRESERVE PH 9
$229 vs $195
Days on market
6 vs 53 typical
Where $229/sqft sits among the 6 homes for sale in OCALA PRESERVE PH 9
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
2 of 6
OCALA PRESERVE PH 9 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4355 NW 55TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$363,500
4232 NW 56TH COURT · same community
2 bd · 2 ba · 1,938 sqft · $188/sqft · 74 DOM
Sold · Nov ’25$390,000
4255 NW 55TH TERRACE · same community
3 bd · 2.5 ba · 2,017 sqft · $193/sqft · 87 DOM
Sold · Jan ’26$474,000
4135 NW 55TH COURT · same community
2 bd · 2.5 ba · 2,069 sqft · $229/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4355 NW 55TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4355 NW 55TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4355 NW 55TH TERRACE FAQs
What would the monthly payment be for 4355 NW 55TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,728/mo — principal and interest, the actual property-tax bill, the $528/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4355 NW 55TH TERRACE?+
The association fee works out to $528 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4355 NW 55TH TERRACE?+
The most recent tax bill on record (2025) was $4,201. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4355 NW 55TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $425,000, this home is listed about 42% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4355 NW 55TH TERRACE?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 62% above the OCALA 34482 median.
02Know the monthly fee
The association fee is $528/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 6 days on market in a Ocala market that averages 53 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of PARSLEY REAL ESTATE INC · Nicole Boccaccio. MLS #OM730670.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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