
4215 NW 55TH TERRACE, OCALA, FL, 34482
Active40 days on marketListed Sep 2, 2026MLS #OM731404
About this home
4215 NW 55TH TERRACE
The first thing you will see when entering the gated community of Ocala Preserve is its impressive guardhouse. As you drive thru the main entrance you will see the views of the Golf course overlooking the 7 acre lake and the Clubhouse which contains the Salted Brick restaurant, the Aqave Spa and Salon, Fitness Center, resort style pool, lap pool, hot tub and poolside bar, next to the clubhouse are the Tennis and Pickleball courts, all of which are located just a short walk or golf cart ride away from your new home. Scenic walking and bike trails take you to one of the two Dog Park, the outdoor fitness areas. The Golf Pro Shop for the 18 hole golf course is just across from the Clubhouse. Exterior- This home, built in 2022 (very important, this is a Shea Built home, not DR Horton) This is the Connect Model floor plan and has more than 1850 square feet of living space. It is 3 bedroom/2 bath with an extra office/den area. It has a oversize fenced backyard (Premium Lot) and rear patio, perfect for pets as well as plenty of room for a pool! It also has a 19’x 10’ Awning with wind sensor for electric auto retraction and remote control. Very important and something that some buyers don’t consider is that the back yard and patio have an east exposure so you can enjoy the covered patio in the afternoon. Otherwise, people find the West exposure with the afternoon sun very difficult to live with. Other Exterior features are the Driveway Paver extension to the full width of the garage and 2’ Oversize Garage Extension to fit larger vehicles. Also, there is gas line plumbing with a shut off valve at the rear patio for easy setup of a gas grill without the inconvenience of dealing with propane tanks. It is there you will also find a special 220v 50amp receptacle if you want to consider a future hot tub. Interior- The home is in the 55+ section, this Home Includes many upgrades such as Tray Ceilings with Crown Moldings at Foyer, Great Room, Dining Room and Master Bedroom. The 10’ ceilings are impressive and the Upgraded 6 panel 8’ doors are really impressive and give a whole different/luxurious/Larger look to the entire interior. The 8‘Multi slide Glass door at the Great Room/Patio is 8’ as well and provides for a great view of the large backyard. The home features upgraded Porcelain Wood Plank tile throughout the Great room, Kitchen, Laundry room and bathrooms. Of course, this is a Shea home and therefore you have the luxury and efficiency of a Gas Range, water heater and furnace. The GE Appliance Package includes microwave/convection oven, built in Convection Wall oven, dishwasher and 22.1 Cubic foot French door Refrigerator. Kitchen has Upgraded Cabinets with 36 Uppers & 3” Crown Molding , Soft-Close & Dovetail Drawers, Kitchen Cabinet Accessory Bundle, Undercabinet Lighting, Beautiful Granite Countertops & Tile Backsplash, Door Trim & Plumbing Hardware Package, Heavy Clear Glass Enclosure at Master bath shower and guest Tub/shower, Upgraded Interior Paint Package. Next to the kitchen is the laundry room with Large Utility sink, countertop and plenty of cabinets for extra storage. There is also a water softener system. The split-bedroom floor plan provides privacy for the large primary suite, with tray ceilings, large windows for plenty of light, a custom built-in closet system, dual vanities with granite countertops, ample storage, and a large walk-in shower.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,840
Sqft
0.15 ac
Lot size
2
Garage
2022
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,640 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,640/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs OCALA PRESERVE PH 9
$242 vs $211
Days on market
40 vs 74 typical
Where $242/sqft sits among the 7 homes for sale in OCALA PRESERVE PH 9
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
2 of 7
OCALA PRESERVE PH 9 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the Ocala median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4215 NW 55TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$363,500
4232 NW 56TH COURT · same community
2 bd · 2 ba · 1,938 sqft · $188/sqft · 74 DOM
Sold · Nov ’25$390,000
4255 NW 55TH TERRACE · same community
3 bd · 2.5 ba · 2,017 sqft · $193/sqft · 87 DOM
Sold · Jan ’26$474,000
4135 NW 55TH COURT · same community
2 bd · 2.5 ba · 2,069 sqft · $229/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4215 NW 55TH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4215 NW 55TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4215 NW 55TH TERRACE FAQs
What would the monthly payment be for 4215 NW 55TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,640/mo — principal and interest, the actual property-tax bill, the $521/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4215 NW 55TH TERRACE?+
The association fee works out to $521 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4215 NW 55TH TERRACE?+
The most recent tax bill on record (2025) was $1,709. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4215 NW 55TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $445,000, this home is listed about 49% above the Ocala median of $299,180. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$445,000 runs 49% above the Ocala median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $521/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of OCALA MARION COUNTY ASSOCIATION OF REALTORS® INC · Reciprocal Listing OMCAR. MLS #OM731404.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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