19854 WIYGUL ROAD, UMATILLA, FL, 32784
Active2 days on marketListed Sep 19, 2026MLS #O6442554
About this home
19854 WIYGUL ROAD
A unique opportunity to own two adjoining properties at 19854 and 20002 Wiygul Road in Umatilla, being sold together. With plenty of acreage, privacy and room to spread out, this property offers a lot of possibilities for the next owner. 20002 Wiygul Road features the existing home in a peaceful country setting, with beautiful pond views that can be enjoyed from multiple areas throughout the home. The property offers a great opportunity for someone looking to renovate, update and make the home their own while taking advantage of the surrounding land and natural setting. The adjoining property at 19854 Wiygul Road is vacant land and already has its own well and septic system in place, giving a future owner a head start should they choose to improve or build on the property, subject to county approval and permitting. Together, the two parcels offer a unique setup for someone looking for acreage, privacy and options for the future. There is room to create a family compound, homestead, additional homesite, space for animals, a workshop or barn, or simply enjoy having additional land surrounding you. One of the highlights of the property is the pond and the views it provides from several areas of the existing home. With the right vision and renovations, this property has the potential to become a really special place. Located in the quiet countryside of Umatilla while still convenient to Eustis, Mount Dora and surrounding Central Florida communities. Both 19854 and 20002 Wiygul Road are being sold together. Buyers should perform their own due diligence regarding the condition of the property, existing well and septic systems, future building potential, zoning, permitting and intended use of the properties.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,666
Sqft
13.5 ac
Lot size
1955
Year built
One
Levels
$338
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,684 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,684/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ACREAGE
$338 vs $294
Days on market
2 vs 47 typical
Where $338/sqft sits among the 108 homes for sale in ACREAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $328K
Umatilla median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
61 of 108
ACREAGE have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 224% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 19854 WIYGUL ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$850,500
12530 COUNTY ROAD 675 · same community
3 bd · 3.5 ba · 2,604 sqft · $327/sqft · 0 DOM
Sold · Dec ’25$610,000
2780 W LAKE HAMILTON DRIVE · same community
4 bd · 3 ba · 2,586 sqft · $236/sqft · 14 DOM
Sold · Dec ’25$925,000
34961 EASTERLING ROAD · same community
3 bd · 3 ba · 2,918 sqft · $317/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19854 WIYGUL ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19854 WIYGUL ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19854 WIYGUL ROAD FAQs
What would the monthly payment be for 19854 WIYGUL ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,684/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19854 WIYGUL ROAD?+
The most recent tax bill on record (2025) was $3,960. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Umatilla?+
At $900,000, this home is listed about 134% above the Umatilla median of $384,900. The market section on this page shows how the area is trending.
Which schools are assigned to 19854 WIYGUL ROAD?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$900,000 runs 224% above the UMATILLA 32784 median — but at 2,666 sqft it's also 60% larger than the typical Umatilla listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Umatilla market that averages 47 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of DON HARKINS REALTY LLC · Andrew Hess. MLS #O6442554.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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