CENTURY 21 Edge
$120,000$145,000$966 /mo all-in ↓

E HWY 316, FORT MC COY, FL, 32134

Active1014 days on marketListed Oct 25, 2023MLS #OM666987

Reduced $25K

About this home

E HWY 316

5.8 acres of commercial property located in an area ready for new business. Possible highest and best uses for the property may include retail, offices & service oriented business. i.e. grocery store, drug store, bank, car care center, animal hospital, tack/feed store, restaurant, car wash, mini storage, etc. The nearest full-scale grocery store or drug store is 15 miles away. The area is also in need of a bank, and restaurants. The property is zoned B-5, with a commercial land use designation according to Marion County Future Land Use map.

Facts & features

The home at a glance

5.8 ac

Lot size

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2022)$561/yr

Utilities & systems

UtilitiesElectricity Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$966 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$706
FHA mortgage insurance (est.)$53
Property tax — 2022 actual bill$47
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,200
Interest rate6.00%
Loan term

Estimated payment

$966/mo

Principal & interest$706
FHA mortgage insurance (est.)$53
Property taxes (actual bill)$47
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Fort Mc Coy

Map of E HWY 316

Get to know Fort Mc Coy. See the full Fort Mc Coy guide →

FORT MC COY 32134 — neighborhood snapshot

Population

7,400

Median age

55

Median income

$46,429

Median home value

$145,500

Avg household

2.3

Households w/ children

570

For the school run

Marion County School District

ElementaryFort McCoy School★★★★
HighNorth Marion High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Mc Coy market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$240K$185K

Fort Mc Coy median sold, yr/yr

91.6%

Sale-to-list ratio (12 mo)

Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 118% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →

Paper trail

This home's history

CurrentPrice reduced to $120,000 $25K
Oct 25, 2023Listed at $145,000 · 1014 days on market since

Reality check

What actually sold near E HWY 316

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14826 NE 113 AVENUESold · Apr ’26

$50,000

14826 NE 113 AVENUE

2 bd · 2 ba · 1,076 sqft · $46/sqft · 9 DOM

11800 NE 143RD LANESold · Jan ’26

$100,000

11800 NE 143RD LANE

4 bd · 2 ba · 1,344 sqft · $74/sqft · 0 DOM

12264 NE 139TH PLACESold · Mar ’26

$72,000

12264 NE 139TH PLACE

3 bd · 2 ba · 1,431 sqft · $50/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about E HWY 316 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for E HWY 316 — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

E HWY 316 FAQs

What would the monthly payment be for E HWY 316?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $966/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on E HWY 316?+

The most recent tax bill on record (2022) was $561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort Mc Coy?+

At $120,000, this home is listed about 37% below the Fort Mc Coy median of $189,000. The market section on this page shows how the area is trending.

Which schools are assigned to E HWY 316?+

Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$120,000 runs 118% above the FORT MC COY 32134 median.

02Time on market is leverage

1014 days on market against a Fort Mc Coy median of 51 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $145,000, now $120,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of CURINGTON REALTY, INC. · Adam Curington. MLS #OM666987.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Fort Mc Coy homes, in your inbox

Like E HWY 316 but not quite? A daily digest of every new listing in Fort Mc Coy — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Jillian to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 4, 2026 at 1:06 PM UTC. The listing information on this page last changed on August 4, 2026 at 1:06 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 4, 2026 at 1:06 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 4, 2026 at 1:06 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.