CENTURY 21 Edge
$2,195,0004 bd6.5 ba4,410 sqft$498 /sqft$14,849 /mo all-in ↓

20 BOGIE LANE, PALM HARBOR, FL, 34683

Active28 days on marketListed Aug 24, 2026MLS #TB8524309

Private poolSingle Family ResidenceGOLF VIEW ESTATES

About this home

20 BOGIE LANE

A rare estate where luxury meets coastal living. Perfectly positioned just moments from the Dunedin Causeway and the Gulf of Mexico, this extraordinary, gated estate presents a rare opportunity to own over an acre of beautifully landscaped grounds in one of Pinellas County's most desirable locations. Situated in a non-flood zone with no flood insurance required, the property offers the peace of mind that is increasingly difficult to find along Florida's coast. Designed for those who value exceptional craftsmanship, privacy, and effortless entertaining, the custom residence showcases soaring ceilings, exquisite millwork, custom cabinetry, granite surfaces, and thoughtfully curated finishes throughout. Every space has been carefully designed to balance timeless elegance with everyday comfort. The estate encompasses a luxurious main residence featuring four spacious bedrooms and six-and-a-half baths, complemented by both a private guest house and a separate guest cottage—creating an exceptional setting for multigenerational living, extended family, or distinguished guests. The owner's suite is a true sanctuary, complete with a spacious walk-in wardrobe with private laundry, a beautifully renovated spa-inspired bath, and direct access to a secluded covered terrace with a private Jacuzzi. The chef's kitchen serves as the heart of the home, featuring a gas cooktop, premium stainless-steel appliances, custom cabinetry, granite countertops, an oversized pantry, and generous gathering spaces designed for both intimate dinners and grand-scale entertaining. Additional living spaces include a private executive office with a Murphy bed, an inviting media room, a game room, and a guest suite with an ensuite bath, creating remarkable flexibility for today's lifestyle. Beyond the interiors, the estate transforms into a private resort. A spectacular pool and spa anchor the outdoor living experience, surrounded by expansive wraparound terraces, lush tropical landscaping, and multiple areas designed for relaxation and entertaining. The fully equipped outdoor kitchen and pool house create an exceptional backdrop for everything from elegant evening gatherings to casual afternoons under the Florida sun. The detached guest residence offers soaring 20-foot ceilings, its own living room, full kitchen, private yard, and exceptional privacy—ideal for long-term guests, an executive retreat, or independent multigenerational living. Designed with recreation in mind, the grounds also feature a professionally designed pickleball court, dedicated dog run, and generous accommodations for both boat and RV parking. Mature landscaping and expansive green space create an atmosphere of serenity rarely found so close to the area's vibrant coastal lifestyle. Located just minutes from the Pinellas Trail, award-winning beaches, waterfront dining, boutique shopping, marinas, and the charm of downtown Dunedin, this exceptional estate offers a lifestyle that is both refined and remarkably convenient. Private. Timeless. Irreplaceable. This is more than a residence—it is a legacy property that embodies the very best of Florida luxury living. Buyer to verify all measurements, zoning, and rental restrictions with the appropriate city and county authorities.

Facts & features

The home at a glance

4

Bedrooms

6.5

Bathrooms

4,410

Sqft

1.17 ac

Lot size

2

Garage

1997

Year built

One

Levels

$498

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Laminate · Marble · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Solar Hot Water · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Cement Siding · Stucco · Wood Frame
FoundationCrawlspace
FacesSouth
ParkingBoat · Circular Driveway · Converted Garage · Covered · Driveway · Garage Door Opener · Guest · Oversized · Parking Pad · RV Parking · Workshop in Garage
ExteriorCourtyard · Dog Run · French Doors · Garden · Irrigation System · Outdoor Kitchen · Private Mailbox

Community & fees

Taxes (2025)$24,257/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Natural Gas Connected · Other · Private
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,849 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,844
PMI (est., until 20% equity)$823
Property tax — 2025 actual bill$2,021
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $219,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $219,500
Interest rate6.00%
Loan term

Estimated payment

$14,849/mo

Principal & interest$11,844
PMI (est., until 20% equity)$823
Property taxes (actual bill)$2,021
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palm Harbor actives

$498 vs $256

Days on market

28 vs 52 typical

Where $498/sqft sits among the 400 Palm Harbor actives

114
117
97
48
10
14 · this home
$157–214$214–271$271–328$328–384$384–441$441+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

PALM HARBOR 34683 — neighborhood snapshot

Population

34,180

Median age

47.5

Median income

$90,037

Median home value

$424,200

Avg household

2.46

Households w/ children

3,432

For the school run

Pinellas County School District

ElementarySutherland Elementary School★★★★★
HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$420K$445K

Palm Harbor median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

233 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 485% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Aug 24, 2026Listed at $2,195,000 · 28 days on market since
1997Built · GOLF VIEW ESTATES

Reality check

What actually sold near 20 BOGIE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2739 SW 3RD PLACESold · Nov ’25

$965,000

2739 SW 3RD PLACE · same community

3 bd · 2.5 ba · 4,136 sqft · $233/sqft · 25 DOM

16 BIRDIE LANESold · Oct ’25

$1,275,000

16 BIRDIE LANE · same community

5 bd · 4 ba · 3,860 sqft · $330/sqft · 42 DOM

11 BIRDIE LANESold · May ’26

$1,275,000

11 BIRDIE LANE · same community

4 bd · 3 ba · 3,525 sqft · $362/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 20 BOGIE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20 BOGIE LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

20 BOGIE LANE FAQs

What would the monthly payment be for 20 BOGIE LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,849/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 20 BOGIE LANE?+

The most recent tax bill on record (2025) was $24,257. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Harbor?+

At $2,195,000, this home is listed about 481% above the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.

Which schools are assigned to 20 BOGIE LANE?+

Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,195,000 runs 485% above the PALM HARBOR 34683 median — but at 4,410 sqft it's also nearly 3 times the size of the typical Palm Harbor listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of ENGEL & VOLKERS TAMPA DOWNTOWN · Susan LaGree. MLS #TB8524309.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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